708 N CHAPEL STREET, BUNNELL, FL, 32110
Active123 days on marketListed Mar 23, 2026MLS #P4938223
About this home
708 N CHAPEL STREET
Discover the perfect blend of modern updates and classic Florida charm in this 3-bedroom, 2-bathroom split-plan home located in the heart of Bunnell. Spanning 1,231 sq. ft. of functional living space, this residence is situated on a .23-acre lot with no HOA. The interior features a bright, open living area anchored by a gas fireplace, creating a warm and inviting atmosphere. The primary suite serves as a private retreat with an oversized walk-in closet. Significant high-ticket upgrades provide immediate peace of mind, including a new roof (2023), HVAC (2019), and a brand-new water filtration system (2024). Outdoor enthusiasts will appreciate the fully fenced backyard. Bring your own chickens to the chicken coop for farm fresh eggs everyday. The screened-in porch is ideal for enjoying quiet evenings for grilling out with family and friends A unique highlight of this property is the 400 sq. ft. rear bonus room and 300 sq. ft. of dedicated storage—perfect for a home office, workshop, or future living expansion. Located just minutes from top-rated Flagler County schools and local shopping, this home is move-in ready and full of potential. The property is only 15 minutes away from the beaches and just minutes to I-95 Property Highlights Bedrooms/Baths: 3 Bed / 2 Bath Square Footage: 1,231 sq. ft. (Under Air) Lot Size: 0.23 Acres (Fenced) Year Built: 1979 Major Updates: Roof (2023), HVAC (2019), Water Filtration (2024) Parking: 1-Car Attached Garage + Asphalt Driveway Bonus Space: 4No HOA; Zoned for Bunnell Elementary, Buddy Taylor Middle, and Flagler Palm Coast High.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,231
Sqft
0.23 ac
Lot size
1
Garage
1979
Year built
One
Levels
$194
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,813 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,813/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.2%
$/sqft vs Bunnell actives
$194 vs $200
Days on market
123 vs 33 typical
Where $194/sqft sits among the 83 Bunnell actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bunnell
Get to know Bunnell. See the full Bunnell guide →
BUNNELL 32110 — neighborhood snapshot
Population
9,877
Median age
42.6
Median income
$56,277
Median home value
$221,200
Avg household
2.7
Households w/ children
1,090
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bunnell market
$285K → $287K
Bunnell median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
37 of 83
Bunnell actives have cut their price
Median sold price, Bunnell, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% below the BUNNELL 32110 median. See the full Bunnell market guide →
Paper trail
This home's history
Reality check
What actually sold near 708 N CHAPEL STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$265,900
64 BOGEY PLACE
3 bd · 2 ba · 1,222 sqft · $218/sqft · 56 DOM
Sold · Jul ’25$260,000
204 S FORSYTH STREET
3 bd · 2 ba · 1,258 sqft · $207/sqft · 3 DOM
Sold · Apr ’26$246,000
405 N CHERRY STREET
3 bd · 2 ba · 1,200 sqft · $205/sqft · 98 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 708 N CHAPEL STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 708 N CHAPEL STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
708 N CHAPEL STREET FAQs
What would the monthly payment be for 708 N CHAPEL STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,813/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 708 N CHAPEL STREET?+
The most recent tax bill on record (2025) was $1,688. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Bunnell?+
At $239,000, this home is listed about 22% below the Bunnell median of $305,350. The market section on this page shows how the area is trending.
Which schools are assigned to 708 N CHAPEL STREET?+
Bunnell Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the BUNNELL 32110 market on paper
$239,000 is 13% below the BUNNELL 32110 median of $274,350, and at $194/sqft it sits under the Bunnell average of $218.
02Time on market is leverage
123 days on market against a Bunnell median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $255,000, now $239,000 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE · Carl Buz. MLS #P4938223.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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