0 GARDENIA DRIVE, LAKE WALES, FL, 33898
Active140 days on marketListed Mar 20, 2026MLS #P4938208
About this home
0 GARDENIA DRIVE
BUILD YOUR DREAM HOME HERE!! Half acre lot, wooded and secluded. Peaceful setting where the wildlife likes to roam. Beautiful area in Gated community. If you enjoy peaceful living, watching wildlife, with access to a huge freshwater lake, THIS is your place. Vacation home, or retirement home, you can enjoy your best life right here. There is a 23,000 sf clubhouse, basketball court, churches, restaurants, post office, fishing dock, boat ramp, golf course, and more! Watch the gorgeous sunset over the lake from this extremely long pier. See Eagles fishing or just resting on the pier. Play golf, or basketball, or just relax. The options are here and the choices are yours. One hour to the east coast beaches. One and half hours to the Disney theme parks, and the west coast beaches. Rural, but not far from everything.
Facts & features
The home at a glance
0.5 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$337 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$337/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Lake Wales
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Wales. See the full Lake Wales guide →
LAKE WALES 33898 — neighborhood snapshot
Population
18,426
Median age
46.9
Median income
$54,778
Median home value
$161,500
Avg household
2.51
Households w/ children
1,790
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Wales market
$275K → $271K
Lake Wales median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 84% below the LAKE WALES 33898 median. See the full Lake Wales market guide →
Paper trail
This home's history
Reality check
What actually sold near 0 GARDENIA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$90,000
3500 ORCHID DRIVE
2 bd · 1 ba · 950 sqft · $95/sqft · 5 DOM
Sold · Nov ’25$229,850
3601 PARK AVENUE
2 bd · 2 ba · 1,030 sqft · $223/sqft · 34 DOM
Sold · Nov ’25$200,000
6261 RED GRANGE BOULEVARD
2 bd · 1 ba · 1,040 sqft · $192/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 0 GARDENIA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 0 GARDENIA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
0 GARDENIA DRIVE FAQs
What would the monthly payment be for 0 GARDENIA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $337/mo — principal and interest, the actual property-tax bill, the $30/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 0 GARDENIA DRIVE?+
The association fee works out to $30 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 0 GARDENIA DRIVE?+
The most recent tax bill on record (2025) was $96. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 0 GARDENIA DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Wales?+
At $22,000, this home is listed about 91% below the Lake Wales median of $250,000. The market section on this page shows how the area is trending.
Which schools are assigned to 0 GARDENIA DRIVE?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Kimberly Gay. MLS #P4938208.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Lake Wales homes, in your inbox
Like 0 GARDENIA DRIVE but not quite? A daily digest of every new listing in Lake Wales — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →