David Ramirez
$339,000$369,0004 bd3 ba2,476 sqft$137 /sqft$2,869 /mo all-in ↓

1063 BRIMSTONE CIRCLE, WINTER HAVEN, FL, 33884

Active126 days on marketListed Mar 18, 2026MLS #P4938156

Reduced $30KSingle Family ResidenceHARMONY/LK ELOISE PH 1

About this home

1063 BRIMSTONE CIRCLE

HUGE PRICE REDUCTION! Welcome to this stunning 2024-built Ensley model located in the highly sought-after Harmony at Lake Eloise community in Winter Haven, Florida. Offering, 2,476 square feet of beautifully designed living space and over 2,900 total square feet under roof and all exterior block construction. This two-story smart home perfectly blends modern style, comfort, and functionality. Step inside to an inviting open-concept floor plan featuring a spacious living area that flows seamlessly into the kitchen and dining area—ideal for entertaining and everyday living. The kitchen is a true centerpiece, showcasing sleek quartz countertops, stainless steel appliances, ample cabinetry, and a large island for gathering. The first floor also includes a convenient bedroom and full bathroom, perfect for guests or a private home office. Upstairs, you’ll find a versatile spacious loft space that can serve as a second living area, media room, or guest retreat. The second floor also features three additional bedrooms, including a generously sized primary suite complete with a walk-in closet and a well-appointed en-suite bathroom. A dedicated laundry room adds convenience to the upper level. This home is equipped with a smart home system, allowing you to control key features with ease and efficiency. The two-car garage provides plenty of storage and parking space. Located in the desirable Harmony at Lake Eloise community, residents enjoy a low HOA of just $30 per month along with excellent amenities including a community swimming pool and sidewalks. Even more exciting, and only a stones throw away the neighborhood is expanding to include a future lakefront clubhouse on Lake Eloise, one of 25 canal connected lakes connected to the world renowned "Winter Haven Chain of Lakes" offering endless fishing, skiing and recreational opportunities. Also future plans include playground, and boat slips on Lake Eloise for homeowners—offering a true Florida lifestyle experience. Don’t miss your opportunity to own this move-in-ready, nearly new home in one of Winter Haven’s premier neighborhoods.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,476

Sqft

0.14 ac

Lot size

2

Garage

2024

Year built

Two

Levels

$137

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · PrimaryBedroom Upstairs · Stone Counters · Window Treatments
LaundryInside
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesEast
ExteriorIrrigation System · Private Mailbox · Private Yard · Sliding Doors

Community & fees

HOA fee$30/mo
Taxes (2025)$6,401/yr
PetsYes
CommunityDeed Restrictions

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,869 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,996
FHA mortgage insurance (est.)$150
Property tax — 2025 actual bill$533
HOA fee — from the listing$30
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,865Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,865
Interest rate6.00%
Loan term

Estimated payment

$2,869/mo

Principal & interest$1,996
FHA mortgage insurance (est.)$150
Property taxes (actual bill)$533
HOA / condo fee$30
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $339K
$325KedgeAI estimate $366,822 · range $361K$382K$398K

vs edgeAI estimate

−7.6%

Days on market

126 vs 42 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Haven

Map of 1063 BRIMSTONE CIRCLE

Drive times from this address

Walt Disney World50 min
Downtown Tampa59 min
Universal Orlando61 min
Downtown Orlando67 min
Tampa Int’l Airport (TPA)70 min
Orlando Int’l Airport (MCO)71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Haven. See the full Winter Haven guide →

WINTER HAVEN 33884 — neighborhood snapshot

Population

36,395

Median age

45.3

Median income

$70,516

Median home value

$269,400

Avg household

2.58

Households w/ children

3,777

For the school run

Polk County School District

ElementaryElbert Elementary School★★★★
HighWinter Haven Senior High School★★★★★
MiddleDenison Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Haven market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$285K$287K

Winter Haven median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% above the WINTER HAVEN 33884 median. See the full Winter Haven market guide →

Paper trail

This home's history

CurrentPrice reduced to $339,000 $30K
Mar 18, 2026Listed at $369,000 · 126 days on market since
2024Built · HARMONY/LK ELOISE PH 1

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1063 BRIMSTONE CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1063 BRIMSTONE CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1063 BRIMSTONE CIRCLE FAQs

What would the monthly payment be for 1063 BRIMSTONE CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,869/mo — principal and interest, the actual property-tax bill, the $30/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1063 BRIMSTONE CIRCLE?+

The association fee works out to $30 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1063 BRIMSTONE CIRCLE?+

The most recent tax bill on record (2025) was $6,401. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1063 BRIMSTONE CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Haven?+

At $339,000, this home is listed about 19% above the Winter Haven median of $285,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1063 BRIMSTONE CIRCLE?+

Elbert Elementary School (elementary), Winter Haven Senior High School (high), Denison Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$339,000 runs 18% above the WINTER HAVEN 33884 median — but at 2,476 sqft it's also 50% larger than the typical Winter Haven listing.

02Time on market is leverage

126 days on market against a Winter Haven median of 42 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $369,000, now $339,000 — a $30K cut. The full history is in the market section below.

Listing courtesy of BETTER HOMES AND GARDENS REAL ESTATE LIFESTYLES REALTY · Brad Martin. MLS #P4938156.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1063 BRIMSTONE CIRCLE, WINTER HAVEN, FL — 4 Bed, 3 Bath — $339,000 | CENTURY 21 Edge