0 NE 227TH STREET, FORT MC COY, FL, 32134
Active149 days on marketListed Mar 11, 2026MLS #P4938116
About this home
0 NE 227TH STREET
NO HOA! BUILDER SPECIAL! Prime corner lot on OVER A QUARTER ACRE OF BUILDABLE LAND in the desirable Three Lakes Estates community in Citra, FL, offering an excellent opportunity to build your dream home or investment property. This 0.27-acre buildable vacant residential lot (11,761 sq ft) features approximately 86 ft of frontage and 136 ft of depth, providing plenty of space for a custom home, garage, or outdoor living area. Zoned R4 Residential Mixed Use, the property offers flexibility for residential development while enjoying the peaceful setting of Marion County. Conveniently located with easy access to nearby towns, lakes, and outdoor recreation, this lot is ideal for builders, investors, or anyone looking for affordable land in growing North Central Florida. Seller financing and private financing available. Do not wait, it will not last long!
Facts & features
The home at a glance
0.27 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$250 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$250/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Fort Mc Coy
Get to know Fort Mc Coy. See the full Fort Mc Coy guide →
FORT MC COY 32134 — neighborhood snapshot
Population
7,400
Median age
55
Median income
$46,429
Median home value
$145,500
Avg household
2.3
Households w/ children
570
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort Mc Coy market
$240K → $111K
Fort Mc Coy median sold, yr/yr
91.6%
Sale-to-list ratio (12 mo)
Median sold price, Fort Mc Coy, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 77% below the FORT MC COY 32134 median. See the full Fort Mc Coy market guide →
Paper trail
This home's history
Reality check
What actually sold near 0 NE 227TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$321,000
10550 NE 222ND PLACE ROAD · same community
2 bd · 2 ba · 1,582 sqft · $203/sqft · 87 DOM
Sold · Jan ’26$68,000
23502 NE 110TH COURT
1 bd · 1 ba · 532 sqft · $128/sqft · 9 DOM
Sold · Aug ’25$245,000
22515 NE 108TH AVENUE ROAD
2 bd · 2 ba · 688 sqft · $356/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 0 NE 227TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 0 NE 227TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
0 NE 227TH STREET FAQs
What would the monthly payment be for 0 NE 227TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $250/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 0 NE 227TH STREET?+
The most recent tax bill on record (2025) was $105. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Fort Mc Coy?+
At $12,900, this home is listed about 93% below the Fort Mc Coy median of $178,000. The market section on this page shows how the area is trending.
Which schools are assigned to 0 NE 227TH STREET?+
Fort McCoy School (elementary), North Marion High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the FORT MC COY 32134 market on paper
$12,900 is 77% below the FORT MC COY 32134 median of $55,000.
02City & Garden views
The city and garden view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
149 days on market against a Fort Mc Coy median of 34 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $14,900, now $12,900 — a $2K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HUT REALTY, LLC · Daniel Hut. MLS #P4938116.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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