81 STRAPHMORE DRIVE, HAINES CITY, FL, 33844
Active146 days on marketListed Mar 9, 2026MLS #P4938086
About this home
81 STRAPHMORE DRIVE
NO LOT RENT! Location, location, location….this beautifully updated double-wide home sits on a scenic pond with a water fountain and a view of the 10th hole! Live the retirement lifestyle you’ve earned in the highly sought-after 55+ gated golf community of Sweetwater Golf & Tennis Club, where ownership begins at age 50. Here, you own the land and a share in the community, giving every resident a voice. This amenity-rich community features an 18-hole golf course for just $5 per round, a Pro Shop, tennis, pickleball, shuffleboard, horseshoes, bocce ball, a heated swimming pool, hot tub, and fitness center. The private pub and clubhouse include a craft room, library, and host a variety of social activities like billiards, bingo, card games, and community dinners. Enjoy fishing and boating on 800+ acre Lake Henry, with optional boat storage at the community dock. Inside the home, you’ll find 2 bedrooms, 2 full bathrooms, and a separate workshop perfect for storage or hobbies. The seller has poured love into the property, with upgrades including a new electrical panel, 2023 HVAC system, luxury vinyl plank flooring throughout, new appliances, ceiling fans, and toilets. The home is being sold fully furnished. The ICON golf cart is for sale outside of the home purchase, so you can start enjoying the community in style! With a low HOA of just $387/month covering cable, internet, water, sewer, and trash (just pay electric and taxes), this is affordable retirement living at its best. Located only 8 miles from AdventHealth Heart of Florida Hospital and within 5 miles of Publix, Winn-Dixie, Walmart, dining, and shopping, this home offers the perfect blend of comfort, convenience, and community. Schedule your showing today and start living the lifestyle you deserve!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,120
Sqft
0.1 ac
Lot size
1992
Year built
One
Levels
$133
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,646 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,646/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.9%
$/sqft vs SWEETWATER GOLF & TENNIS CLUB
$133 vs $125
Days on market
146 vs 36 typical
Where $133/sqft sits among the 8 homes for sale in SWEETWATER GOLF & TENNIS CLUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Sweetwater Club, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,100/mo median
Live Haines City rental listing data — this home’s rate depends on size, condition and furnishing.
The Florida short-term market
▼ Softening49%
Occupancy
▼ 25% yr/yr
$198
Avg nightly rate
▲ 7% yr/yr
$24K/yr
Revenue per listing
$105
RevPAR
39 days
Booking lead time
5.2 nights
Avg stay
6
Typical min nights
93
Active rentals
▼ 4% supply
Seasonality — monthly occupancy
Peaks at 59% in Feb · bottoms at 37% in Sep
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Florida — the projection above is specific to this home’s size.
Where it sits
Inside Sweetwater Golf And Tennis Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Sweetwater Club is a short-term-rental community. See the full guide →
Sweetwater Golf And Tennis Club — neighborhood snapshot
Population
1,632
Median age
70
Median income
$70,273
Median home value
$28,345
Avg household
2
Households w/ children
15%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$311K → $320K
Haines City median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
6 of 8
SWEETWATER GOLF & TENNIS CLUB have cut their price
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 49% below the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Reality check
What actually sold near 81 STRAPHMORE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$95,000
192 DARTMOUTH DRIVE · same community
2 bd · 2 ba · 1,152 sqft · $82/sqft · 3 DOM
Sold · Sep ’25$170,000
385 TOWNBRIDGE DRIVE · same community
2 bd · 2 ba · 1,080 sqft · $157/sqft · 265 DOM
Sold · Apr ’26$149,900
371 MELBOURN DRIVE · same community
2 bd · 2 ba · 1,056 sqft · $142/sqft · 259 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 81 STRAPHMORE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 81 STRAPHMORE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
81 STRAPHMORE DRIVE FAQs
What would the monthly payment be for 81 STRAPHMORE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,646/mo — principal and interest, the actual property-tax bill, the $387/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 81 STRAPHMORE DRIVE?+
The association fee works out to $387 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 81 STRAPHMORE DRIVE?+
The most recent tax bill on record (2025) was $1,874. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 81 STRAPHMORE DRIVE be rented short-term?+
Yes — this home sits inside Sweetwater Club, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 81 STRAPHMORE DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Haines City?+
At $149,000, this home is listed about 53% below the Haines City median of $314,900. The market section on this page shows how the area is trending.
Which schools are assigned to 81 STRAPHMORE DRIVE?+
Lake Alfred Polytech Academy (middle), Haines City Senior High School (high), Horizons Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the HAINES CITY 33844 market on paper
$149,000 is 49% below the HAINES CITY 33844 median of $294,999, and at $133/sqft it sits under the Haines City average of $177.
02Zoned for nightly rentals
Sweetwater Club is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
04Time on market is leverage
146 days on market against a Haines City median of 36 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $159,900, now $149,000 — a $11K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA REALTY MARKETPLACE · Jenn Manzella. MLS #P4938086.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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