1180 E CHURCH STREET, BARTOW, FL, 33830
Active140 days on marketListed Mar 6, 2026MLS #P4938071
About this home
1180 E CHURCH STREET
Prime 0.50± acre commercial lot located in Bartow, offering excellent visibility and easy access to major roadways. This high-potential parcel is ideal for a variety of commercial or light industrial uses such as office space, contractor services, warehouse, retail, or investment development. The property is situated within the city limits and benefits from paved road frontage and proximity to downtown Bartow, local businesses, restaurants, and Highway 17 for convenient transportation. With strong growth in the area and increasing demand for commercial space, this site presents a great opportunity for investors, developers, or business owners looking to establish or expand their presence in Polk County. Don't miss the chance to secure a versatile commercial property in a growing Central Florida market.
Facts & features
The home at a glance
0.5 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,662 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,662/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Bartow
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bartow. See the full Bartow guide →
BARTOW 33830 — neighborhood snapshot
Population
32,738
Median age
36.2
Median income
$62,636
Median home value
$207,900
Avg household
2.91
Households w/ children
3,768
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bartow market
$325K → $310K
Bartow median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
Median sold price, Bartow, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% below the BARTOW 33830 median. See the full Bartow market guide →
Paper trail
This home's history
Reality check
What actually sold near 1180 E CHURCH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$157,000
1960 HAMILTON STREET
2 bd · 1 ba · 644 sqft · $244/sqft · 45 DOM
Sold · Oct ’25$70,000
1445 E STUART STREET
2 bd · 1 ba · 759 sqft · $92/sqft · 0 DOM
Sold · May ’26$185,000
625 AZALEA PLACE
2 bd · 1 ba · 766 sqft · $242/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1180 E CHURCH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1180 E CHURCH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1180 E CHURCH STREET FAQs
What would the monthly payment be for 1180 E CHURCH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,662/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1180 E CHURCH STREET?+
The most recent tax bill on record (2025) was $561. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Bartow?+
At $229,999, this home is listed about 29% below the Bartow median of $325,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1180 E CHURCH STREET?+
Bartow Senior High School (high), Bartow Middle School (middle), James E. Stephens Academy (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the BARTOW 33830 market on paper
$229,999 is 25% below the BARTOW 33830 median of $304,950.
02Time on market is leverage
140 days on market against a Bartow median of 42 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $250,000, now $229,999 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 MYERS REALTY · Ivi Suarez. MLS #P4938071.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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