266 S LAKE AVENUE, FROSTPROOF, FL, 33843
Active155 days on marketListed Mar 6, 2026MLS #P4938061
About this home
266 S LAKE AVENUE
Welcome to this beautifully maintained 4-bedroom, 2-bathroom home, built in 2023 and located just minutes from downtown Frostproof. With no HOA, this property offers freedom and convenience. Enter through a welcoming and convenient entryway that leads into a bright dining room. The dining area is generously sized, ideal for hosting family dinners. The kitchen features stone countertops, a large island with bar-top seating, stainless steel appliances, and a dedicated laundry room conveniently located just off the kitchen. The living room and kitchen flow seamlessly, creating a great room that is welcoming and perfect for entertaining. The large master bedroom is spacious, complete with dual vanities in the master bath and a spacious walk-in closet. Additional highlights include a 2-car garage, large driveway, and a full irrigation system. The garage does have a mini-split A/C system, ready to be used as an extra hangout space. The large paver back patio is ideal for entertaining guests and enjoying the fresh air. Washer, dryer, and shed do not convey with the property.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,965
Sqft
0.24 ac
Lot size
2
Garage
2023
Year built
One
Levels
$153
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,341 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,341/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.4%
$/sqft vs Frostproof actives
$153 vs $196
Days on market
155 vs 52 typical
Where $153/sqft sits among the 56 Frostproof actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown Frostproof
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Frostproof. See the full Frostproof guide →
Downtown Frostproof — neighborhood snapshot
Population
749
Median age
47
Median income
$37,538
Median home value
$96,846
Avg household
3
Households w/ children
82%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Frostproof market
$220K → $346K
Frostproof median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
26 of 56
Frostproof actives have cut their price
Median sold price, Frostproof, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 512% above the FROSTPROOF 33843 median. See the full Frostproof market guide →
Paper trail
This home's history
Reality check
What actually sold near 266 S LAKE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$297,000
254 S LAKE AVENUE · same community
4 bd · 2 ba · 1,965 sqft · $151/sqft · 102 DOM
Sold · Dec ’25$297,000
Nearby listing
4 bd · 2 ba · 1,965 sqft · $151/sqft
Sold · Apr ’26$208,000
397 VIRGINIA STREET
4 bd · 2 ba · 1,770 sqft · $118/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 266 S LAKE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 266 S LAKE AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
266 S LAKE AVENUE FAQs
What would the monthly payment be for 266 S LAKE AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,341/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 266 S LAKE AVENUE?+
The most recent tax bill on record (2025) was $3,400. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Frostproof?+
At $299,900, this home is listed about 8% below the Frostproof median of $325,888. The market section on this page shows how the area is trending.
Which schools are assigned to 266 S LAKE AVENUE?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$299,900 runs 512% above the FROSTPROOF 33843 median — but at 1,965 sqft it's also 27% larger than the typical Frostproof listing.
02Time on market is leverage
155 days on market against a Frostproof median of 52 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $305,000, now $299,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 MYERS REALTY LAKE WALES · Austin Henry. MLS #P4938061.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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