David Ramirez
$319,000$329,0002 bd2 ba1,335 sqft$239 /sqft$2,517 /mo all-in ↓

6294 ARBOREA DRIVE, INDIAN LAKE ESTATES, FL, 33855

Active158 days on marketListed Mar 4, 2026MLS #P4938029

Reduced $10KWaterfrontSingle Family ResidenceINDIAN LAKE ESTATES

About this home

6294 ARBOREA DRIVE

One or more photo(s) has been virtually staged. CANAL-FRONT HOME! Come and see this charming, lovingly maintained canal-front home offering 2 bedrooms and 2 bathrooms. The open-concept, split-bedroom floor plan is thoughtfully designed to provide both privacy and comfortable everyday living. The galley-style kitchen offers abundant counter and cabinet space, and the convenient breakfast bar is perfect for morning coffee, quick meals, or keeping the cook company. The expansive living and dining area showcases peaceful canal views and breathtaking sunsets that never get old. The garage is a true bonus feature. With a finished floor and A/C vents already installed, you can comfortably park two vehicles or transform the space into a home gym, game room, hobby space, or additional living area. You’ll also enjoy peace of mind knowing the roof was replaced in 2021 and the home’s major mechanical systems have been well maintained and are in excellent working order. Step outside and experience the sights and sounds of nature along the canal. A privacy fence borders the south side of the property, while a vacant lot to the north enhances the sense of space, tranquility, and seclusion. The Florida Lifestyle You’ve Been Dreaming Of Here, outdoor living truly shines. Picture mornings casting a line from your backyard, afternoons cruising the waterways, and evenings watching the sky glow as it reflects across the canal. Just minutes away are the legendary waters of Lake Walk-in-Water — a 7,500-acre paradise known as one of Florida’s premier bass fishing destinations. Life in Indian Lake Estates is more than a location — it’s a lifestyle. Residents enjoy a sandy beach, marina, boat ramp, and the longest freshwater fishing pier in the state. The community also features both 18-hole and 9-hole golf courses, tennis, pickleball, and basketball courts, along with a vibrant 26,000-square-foot clubhouse filled with activities and amenities. Sights and sounds of nature surround you, sunsets feel endless, and the pace of life invites you to truly breathe. Despite its peaceful setting, the community remains within easy reach of Central Florida’s most iconic destinations — from the magic of Orlando and Walt Disney World, to the Gulf Coast’s stunning beaches, the beauty of Bok Tower Gardens, and the adventure-filled experiences at Westgate River Ranch Resort & Rodeo. This is more than a home. It’s a private waterfront escape where every day feels like a getaway — and where the very best of Florida living unfolds right outside your door.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,335

Sqft

0.5 ac

Lot size

2

Garage

2004

Year built

One

Levels

$239

Per sqft

Waterfront

Inside

FlooringCeramic Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesEast
ExteriorSliding Doors

Community & fees

Taxes (2025)$4,052/yr
CommunityCommunity Boat Ramp · Fishing · Lake · Marina · Public Boat Ramp · Water Access · Waterfront · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Golf Carts OK · Golf · Playground · Restaurant

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,517 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,878
FHA mortgage insurance (est.)$141
Property tax — 2025 actual bill$338
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,165Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,165
Interest rate6.00%
Loan term

Estimated payment

$2,517/mo

Principal & interest$1,878
FHA mortgage insurance (est.)$141
Property taxes (actual bill)$338
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs INDIAN LAKE ESTATES

$239 vs $201

Days on market

158 vs 53 typical

Where $239/sqft sits among the 25 homes for sale in INDIAN LAKE ESTATES

5
3
7
2
4 · this home
4
$161–177$177–193$193–210$210–226$226–242$242+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Indian Lake Estates

Map of 6294 ARBOREA DRIVE

Get to know Indian Lake Estates. See the full Indian Lake Estates guide →

INDIAN LAKE ESTATES 33855 — neighborhood snapshot

Population

33

Median age

68.1

Avg household

1.94

For the school run

Polk County School District

ElementaryFrostproof Ben Hill Griffin Junior Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Indian Lake Estates market

Seller’s marketLeans buyer8.1 months of inventoryBuyer’s market

$327K$330K

Indian Lake Estates median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

10 of 25

INDIAN LAKE ESTATES have cut their price

Median sold price, Indian Lake Estates, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1357% above the INDIAN LAKE ESTATES 33855 median. See the full Indian Lake Estates market guide →

Paper trail

This home's history

CurrentPrice reduced to $319,000 $10K
Mar 4, 2026Listed at $329,000 · 158 days on market since
2004Built · INDIAN LAKE ESTATES

Reality check

What actually sold near 6294 ARBOREA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6294 ARBOREA DRIVESold · Feb ’26

$320,000

6294 ARBOREA DRIVE · same community

2 bd · 2 ba · 1,335 sqft · $240/sqft · 409 DOM

3850 PARK AVENUESold · Jun ’26

$330,000

3850 PARK AVENUE · same community

2 bd · 2 ba · 1,381 sqft · $239/sqft · 16 DOM

6476 AMARYLLIS DRIVESold · Aug ’25

$325,000

6476 AMARYLLIS DRIVE · same community

2 bd · 2 ba · 1,384 sqft · $235/sqft · 112 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6294 ARBOREA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6294 ARBOREA DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

6294 ARBOREA DRIVE FAQs

What would the monthly payment be for 6294 ARBOREA DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,517/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 6294 ARBOREA DRIVE?+

The most recent tax bill on record (2025) was $4,052. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Indian Lake Estates?+

At $319,000, this home is listed about 14% below the Indian Lake Estates median of $369,900. The market section on this page shows how the area is trending.

Which schools are assigned to 6294 ARBOREA DRIVE?+

Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$319,000 runs 1357% above the INDIAN LAKE ESTATES 33855 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

158 days on market against a Indian Lake Estates median of 53 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $329,000, now $319,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of KB REALTY TEAM LLC · Karen Boyette. MLS #P4938029.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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