131 VICTORIA DRIVE, HAINES CITY, FL, 33844
Active153 days on marketListed Mar 12, 2026MLS #P4937914
About this home
131 VICTORIA DRIVE
Own your own land in this Resort Style Community! Laminate floors throughout, 5 Skylights, split bedroom floor plan, lot with a view of the golf course! Back lanai AND back porch. Formal Dining Room and Living Room, plus the kitchen is gorgeous and open to the Great Room which has a wet-bar. The view is enjoyed all across the back of the house as it is filled with windows! The kitchen has granite countertops, oversized deep sink, cook top work island, closet pantry, space for your coffee bar, built in oven! All walls and ceilings are textured! No Grey Pipe! Minimal furniture includes a dining room table and chairs, a bed in the guest bedroom, but this listing includes the golf cart and portable generator, and all appliances. The delightful primary ensuite bathroom provides TWO walk-in closets! Review the pictures and watch the Walk-Through Video, then schedule your appointment to come see this premium lot and premium house! In this very friendly community, you can be as active or inactive as you choose! Enjoy 18 holes of golf for just $5 green fees in this Gated, Golf Community, located just outside of the city, and approx. 1.25 hr from either coast. Great access to Disney, Legoland, and BOK Tower, just to name a few local attractions. Gatherings at the private Pub or the Community Room, fishing on Lake Henry, gardening, pickle ball, tennis, golf, shuffle board, horseshoes, swimming in the heated pool, enjoy the hot tub or the workout room! Contact this community's website for documents, including Rules/Regs, Application, Financial, and Bylaws. HOA INCLUDES a DVD Recorder and 2 BOXES FOR HD CABLE plus INTERNET! **55+ community with minimum age required is 50; rental max period 6 month out of a year.**
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,755
Sqft
0.09 ac
Lot size
1989
Year built
One
Levels
$114
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,902 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,902/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.1%
$/sqft vs Haines City actives
$114 vs $174
Days on market
153 vs 41 typical
Where $114/sqft sits among the 399 Haines City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Sweetwater Club, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,200/mo median
Live Haines City rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Sweetwater Golf And Tennis Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Sweetwater Club is a short-term-rental community. See the full guide →
Sweetwater Golf And Tennis Club — neighborhood snapshot
Population
1,632
Median age
70
Median income
$70,273
Median home value
$28,345
Avg household
2
Households w/ children
15%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$319K → $303K
Haines City median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
191 of 399
Haines City actives have cut their price
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% below the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Reality check
What actually sold near 131 VICTORIA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$210,000
198 DARTMOUTH DRIVE · same community
2 bd · 2 ba · 1,588 sqft · $132/sqft · 53 DOM
Sold · Mar ’26$203,000
669 WATERFORD DRIVE
3 bd · 2 ba · 1,741 sqft · $117/sqft · 307 DOM
Sold · Sep ’25$265,500
465 SWEETWATER WAY
2 bd · 2 ba · 1,722 sqft · $154/sqft · 120 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 131 VICTORIA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 131 VICTORIA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
131 VICTORIA DRIVE FAQs
What would the monthly payment be for 131 VICTORIA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,902/mo — principal and interest, the actual property-tax bill, the $387/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 131 VICTORIA DRIVE?+
The association fee works out to $387 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 131 VICTORIA DRIVE?+
The most recent tax bill on record (2025) was $1,073. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 131 VICTORIA DRIVE be rented short-term?+
Yes — this home sits inside Sweetwater Club, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 131 VICTORIA DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Haines City?+
At $199,999, this home is listed about 36% below the Haines City median of $312,900. The market section on this page shows how the area is trending.
Which schools are assigned to 131 VICTORIA DRIVE?+
Lake Alfred Polytech Academy (middle), Haines City Senior High School (high), Horizons Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the HAINES CITY 33844 market on paper
$199,999 is 32% below the HAINES CITY 33844 median of $295,000, and at $114/sqft it sits under the Haines City average of $188.
02Zoned for nightly rentals
Sweetwater Club is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
04Time on market is leverage
153 days on market against a Haines City median of 41 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $215,000, now $199,999 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of GOOD COMPANY REALTY INC. · Sanda Andrews. MLS #P4937914.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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