4898 BELLE VUE BREEZE LOOP, AUBURNDALE, FL, 33823
Active156 days on marketListed Feb 19, 2026MLS #P4937869
About this home
4898 BELLE VUE BREEZE LOOP
Virtually Staged. Last Price Drop! Way Below Appraisal Value! Real 3D Matterport Tour & Video in Virtual Tour Links! Newly Painted and MOVE-IN READY This beautiful Toll Brothers home, perfectly positioned on a corner lot inside the highly desirable gated community of Lake Juliana Estates. Home has been fully inspected prior to listing and features fresh interior and exterior paint throughout. Offering 5 bedrooms, 5 bathrooms, and over 3,500 square feet of thoughtfully designed living space—ideal for entertaining, multi-generational living, or enjoying the Florida lifestyle. Resort-Style Community Amenities: • Private lake access with community boat ramp, dock, and fishing pier on Lake Juliana • Resort-style pool and fitness center • Tennis courts, basketball court, and two pickleball courts • Clubhouse, community park, playground, and private beach area • LOW HOA only $149 a month with No CDD • Just a short bike ride to the private pier and boat ramp Standout Feature: Upgraded Private Mother-In-Law Suite Perfect for extended family or long-term guests, this home includes a fully self-contained private suite offering: • Private entrance • Dedicated living area and bedroom • Full kitchenette • Private bathroom • Upgraded layout with its own second laundry room Interior Elegance and Gourmet Kitchen: • Chef’s kitchen with granite countertops, premium wood cabinetry, double wall ovens, walk-in pantry, and oversized island with breakfast bar seating • Grand double-height foyer with graceful archways and recessed lighting • Formal living and dining rooms plus expansive upstairs loft ideal for home theater or playroom • Upstairs living room/loft fully pre-wired for Atmos surround sound theater • Tile flooring throughout common areas, tray ceilings, and neutral designer tones Primary Retreat: • Main-floor owner’s suite with private sitting area and direct lanai access • Spa-style ensuite featuring dual vanities, garden soaking tub, separate tiled walk-in shower, and his-and-her walk-in closets Quality Exterior Construction and Seller Updates: • Masonry and stucco exterior • Beautiful tile roof • Paved driveway • Home fully inspected prior to listing for buyer peace of mind • Fresh interior and exterior paint throughout Prime Central Florida Location: • Just minutes from I-4, providing easy access to both Orlando and Tampa • Close to Gapway Commons shopping and dining, Auburndale TECO Trail, and major retailers including Publix and Walmart
Facts & features
The home at a glance
5
Bedrooms
4.5
Bathrooms
3,545
Sqft
0.26 ac
Lot size
2
Garage
2013
Year built
Two
Levels
$151
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,450 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,450/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs LAKE JULIANA ESTATES
$151 vs $209
Days on market
156 vs 50 typical
Where $151/sqft sits among the 25 homes for sale in LAKE JULIANA ESTATES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Juliana Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Auburndale. See the full Auburndale guide →
Lake Juliana Estates — neighborhood snapshot
Population
355
Median age
53
Median income
$101,000
Median home value
$379,400
Avg household
3
Households w/ children
35%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Auburndale market
$316K → $335K
Auburndale median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
17 of 25
LAKE JULIANA ESTATES have cut their price
Median sold price, Auburndale, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 65% above the AUBURNDALE 33823 median. See the full Auburndale market guide →
Paper trail
This home's history
Reality check
What actually sold near 4898 BELLE VUE BREEZE LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$575,000
4120 JULIANA LAKE DRIVE · same community
4 bd · 3.5 ba · 3,296 sqft · $174/sqft · 139 DOM
Sold · Oct ’25$510,000
4222 JULIANA LAKE DRIVE · same community
4 bd · 3 ba · 3,113 sqft · $164/sqft · 97 DOM
Sold · Aug ’25$1,345,000
4073 JULIANA LAKE DRIVE · same community
3 bd · 3 ba · 3,994 sqft · $337/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4898 BELLE VUE BREEZE LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4898 BELLE VUE BREEZE LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4898 BELLE VUE BREEZE LOOP FAQs
What would the monthly payment be for 4898 BELLE VUE BREEZE LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,450/mo — principal and interest, the actual property-tax bill, the $199/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4898 BELLE VUE BREEZE LOOP?+
The association fee works out to $199 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4898 BELLE VUE BREEZE LOOP?+
The most recent tax bill on record (2025) was $8,454. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4898 BELLE VUE BREEZE LOOP?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Auburndale?+
At $535,000, this home is listed about 51% above the Auburndale median of $355,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4898 BELLE VUE BREEZE LOOP?+
Lena Vista Elementary School (elementary), Auburndale Senior High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$535,000 runs 65% above the AUBURNDALE 33823 median — but at 3,545 sqft it's also nearly twice the size of the typical Auburndale listing.
02Time on market is leverage
156 days on market against a Auburndale median of 50 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $649,500, now $535,000 — a $115K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY SMART 1 · Justino Zoppe. MLS #P4937869.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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