David Ramirez
$1,399,990$1,475,0004 bd3.5 ba4,000 sqft$350 /sqft$8,428 /mo all-in ↓

1109 MINUTE MANN ROAD, FROSTPROOF, FL, 33843

Active159 days on marketListed Feb 15, 2026MLS #P4937836

Reduced $75KNew constructionPrivate poolSingle Family ResidenceCODY VILLA ESTATES

About this home

1109 MINUTE MANN ROAD

Experience refined lakefront living in this stunning modern French Colonial estate, custom built in 2025 and perfectly situated on 2 private acres overlooking beautiful Crooked Lake. Thoughtfully designed with exceptional craftsmanship and luxury finishes throughout, this property offers approximately 4,000 square feet of total living space, including a beautifully appointed main residence and a spacious private guest suite above the garage, total under roof is 6880 sq ft. Main Residence – 3 Bedrooms | 2 Bathrooms From the moment you arrive, the architectural details set this home apart. Enter through a solid iron front door with glass panes into an elegant foyer featuring a decorative ceiling, stone accent wall, and graceful arched doorways. Living Areas Expansive living room with breathtaking lake views through oversized, tall windows 10-foot ceilings with exposed wood beams 18-foot tongue-and-groove ceiling detail Electric fireplace with floor-to-ceiling stone feature wall Open-concept design connecting the living room and kitchen Dining room with an elegant tray ceiling Chef’s Kitchen (21' x 13') Oversized 9' x 5.5' island with Taj Mahal quartz countertops Countertop cooktop with built-in oven and custom vent hood Under-cabinet lighting throughout Floating upper shelves for a modern touch Spacious walk-in pantry (7' x 10.5') with built-in cabinetry Primary Suite (19' x 14') Tongue-and-groove ceilings with recessed lighting Electric fireplace with stone accent wall Spa-inspired en-suite bath featuring: Large walk-in shower with dual benches Separate makeup vanity Walk-in closet constructed with solid poured concrete, designed as a hurricane-safe room Additional Interior Features Wide-plank laminate flooring throughout Two guest bedrooms with walk-in closets Spacious laundry room (10' x 14') with upper and lower cabinetry and designer tile flooring Foam insulation throughout the entire home for enhanced energy efficiency and lower utility costs Outdoor Living & Entertaining Designed to embrace Florida’s natural beauty, the home seamlessly blends indoor and outdoor living. Sliding glass doors leading to a covered patio 18' x 30' Roman-style heated pool with tanning shelf Fire pit area perfect for enjoying sunset views over Crooked Lake Brick paver driveway, breezeway, and carport Permanent outdoor track lighting surrounding the entire home Professionally landscaped grounds Garage, Carport & Guest Quarters This property offers exceptional flexibility and storage. Four-car carport connected by a covered brick-paver breezeway Attached two-car garage with epoxy flooring Private 1,200 sq. ft. upstairs suite featuring: One bedroom plus office (optional second bedroom) Spacious living room and kitchenette combination Full bathroom Bonus room ideal for recreation, gym, or media space A True Custom Lakefront Estate Every detail of this home reflects thoughtful design, quality craftsmanship, and timeless elegance. From the architectural character and high-end finishes to the expansive lake views and resort-style outdoor living, this is a rare opportunity to own a truly custom-built retreat created with care and intention. A one-of-a-kind property where luxury, comfort, and scenic beauty come together seamlessly. The apartment will be completed within 30 days and pictures to follow upon completion.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

4,000

Sqft

2.02 ac

Lot size

2

Garage

2025

Year built

One

Levels

$350

Per sqft

Private poolFireplaceWater view

Inside

FlooringLaminate
AppliancesBuilt-In Oven · Cooktop · Disposal · Electric Water Heater · Range Hood · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · High Ceilings · Open Floorplan · Split Bedroom · Thermostat · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Room
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSouth
ExteriorFire Pit · Irrigation System · Lighting · Sliding Doors

Community & fees

Taxes (2025)$2,259/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,428 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,554
PMI (est., until 20% equity)$525
Property tax — 2025 actual bill$188
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $139,999Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $139,999
Interest rate6.00%
Loan term

Estimated payment

$8,428/mo

Principal & interest$7,554
PMI (est., until 20% equity)$525
Property taxes (actual bill)$188
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Frostproof actives

$350 vs $200

Days on market

159 vs 48 typical

Where $350/sqft sits among the 56 Frostproof actives

15
19
10
3
4 · this home
5
$117–170$170–223$223–276$276–329$329–382$382+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Frostproof

Map of 1109 MINUTE MANN ROAD

Drive times from this address

Walt Disney World64 min
Universal Orlando74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Frostproof. See the full Frostproof guide →

FROSTPROOF 33843 — neighborhood snapshot

Population

11,072

Median age

53.4

Median income

$51,358

Median home value

$107,900

Avg household

2.45

Households w/ children

742

For the school run

Polk County School District

ElementaryFrostproof Ben Hill Griffin Junior Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Frostproof market

Seller’s marketLeans buyer7.0 months of inventoryBuyer’s market

$220K$245K

Frostproof median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

26 of 56

Frostproof actives have cut their price

Median sold price, Frostproof, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2757% above the FROSTPROOF 33843 median. See the full Frostproof market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,399,990 $75K
Feb 15, 2026Listed at $1,475,000 · 159 days on market since
2025Built · CODY VILLA ESTATES

Reality check

What actually sold near 1109 MINUTE MANN ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1379 HOLLISTER ROADSold · Jun ’26

$1,050,000

1379 HOLLISTER ROAD

4 bd · 3.5 ba · 3,893 sqft · $270/sqft · 130 DOM

819 SEMINOLE ROADSold · Aug ’25

$325,000

819 SEMINOLE ROAD

4 bd · 3 ba · 3,206 sqft · $101/sqft · 101 DOM

1001 CODY BLUFFS ROADSold · Dec ’25

$499,900

1001 CODY BLUFFS ROAD

4 bd · 2.5 ba · 2,354 sqft · $212/sqft · 100 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1109 MINUTE MANN ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1109 MINUTE MANN ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1109 MINUTE MANN ROAD FAQs

What would the monthly payment be for 1109 MINUTE MANN ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,428/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1109 MINUTE MANN ROAD?+

The most recent tax bill on record (2025) was $2,259. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Frostproof?+

At $1,399,990, this home is listed about 409% above the Frostproof median of $274,950. The market section on this page shows how the area is trending.

Which schools are assigned to 1109 MINUTE MANN ROAD?+

Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,399,990 runs 2757% above the FROSTPROOF 33843 median — but at 4,000 sqft it's also nearly 3 times the size of the typical Frostproof listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

159 days on market against a Frostproof median of 48 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,475,000, now $1,399,990 — a $75K cut. The full history is in the market section below.

Listing courtesy of REAL ESTATE BROKERS USA, INC. · Debbie Bradbury. MLS #P4937836.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Frostproof homes, in your inbox

Like 1109 MINUTE MANN ROAD but not quite? A daily digest of every new listing in Frostproof — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 24, 2026 at 11:08 AM UTC. The listing information on this page last changed on July 24, 2026 at 11:08 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 24, 2026 at 11:08 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 24, 2026 at 11:08 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.