David Ramirez
$340,000$390,0003 bd2.5 ba2,354 sqft$144 /sqft$2,535 /mo all-in ↓

2725 W CHARING ROAD, AVON PARK, FL, 33825

Active176 days on marketListed Feb 6, 2026MLS #P4937710

Reduced $50KSingle Family ResidenceAVON PARK LAKES

About this home

2725 W CHARING ROAD

This beautifully designed home welcomes you with an open floor plan, soaring ceilings, and expansive windows that flood the space with natural light—perfect for entertaining or everyday living. Elegant travertine floors flow throughout, leading into a chef’s kitchen featuring rich wood cabinetry, a pot filler, double wall ovens, and a charming breakfast nook with custom built-ins. The Italian-inspired dining room is a true showpiece, highlighted by a stunning mural from renowned local artist Keith Goodson. Unwind in the spacious family room or retreat upstairs to a private bedroom suite complete with its own bath, built-in desk, and French doors that open to a serene private porch. Thoughtfully appointed amenities include an oversized two-car garage, whole-home generator, Rinnai tankless water heater, and an advanced allergen filtration system for year-round comfort. The roof was replaced in 2023, offering added peace of mind. A circular driveway and additional carport provide ample parking, while the home’s prime location—just steps from picturesque Lake Olivia—invites peaceful morning or evening strolls. This exceptional property blends comfort, character, and convenience. Schedule your private showing today. Local Avon Park Amenities & Attractions Located in the heart of Avon Park, this home offers easy access to the charm and convenience of one of Central Florida’s most welcoming communities. Enjoy nearby Lake Verona and Lake Olivia for walking, kayaking, and relaxing waterfront views. Downtown Avon Park features quaint shops, local dining, and year-round community events. Outdoor enthusiasts will love proximity to Highlands Hammock State Park, known for its scenic trails, wildlife, and old-Florida beauty. Golfers can take advantage of multiple nearby courses, while South Florida State College, medical facilities, and shopping centers are just minutes away. With quick access to major highways, day trips to Orlando, Tampa, or Florida’s Gulf Coast beaches are within easy reach.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,354

Sqft

0.23 ac

Lot size

2

Garage

1994

Year built

Two

Levels

$144

Per sqft

Inside

FlooringTravertine
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Walk-In Closet(s)
LaundryInside · Laundry Closet · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock
FacesNorth
ExteriorIrrigation System · Lighting · Private Mailbox

Community & fees

Taxes (2024)$2,674/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,535 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,002
FHA mortgage insurance (est.)$150
Property tax — 2024 actual bill$223
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,900
Interest rate6.00%
Loan term

Estimated payment

$2,535/mo

Principal & interest$2,002
FHA mortgage insurance (est.)$150
Property taxes (actual bill)$223
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs AVON PARK LAKES

$144 vs $194

Days on market

176 vs 49 typical

Where $144/sqft sits among the 10 homes for sale in AVON PARK LAKES

4 · this home
1
2
1
1
1
$144–165$165–185$185–205$205–225$225–245$245+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Avon Park

Map of 2725 W CHARING ROAD

Drive times from this address

Walt Disney World74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Avon Park. See the full Avon Park guide →

AVON PARK 33825 — neighborhood snapshot

Population

24,974

Median age

48.5

Median income

$46,604

Median home value

$152,400

Avg household

2.21

Households w/ children

2,223

For the school run

Highlands County School District

ElementaryAvon Elementary School★★★★★
MiddleAvon Park Middle School★★★★
HighAvon Park High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Avon Park market

Seller’s marketLeans buyer8.1 months of inventoryBuyer’s market

$264K$285K

Avon Park median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

8 of 10

AVON PARK LAKES have cut their price

Median sold price, Avon Park, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 267% above the AVON PARK 33825 median. See the full Avon Park market guide →

Paper trail

This home's history

CurrentPrice reduced to $340,000 $50K
Feb 6, 2026Listed at $390,000 · 176 days on market since
1994Built · AVON PARK LAKES

Reality check

What actually sold near 2725 W CHARING ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2811 W FAWN ROADSold · Jun ’26

$237,000

2811 W FAWN ROAD · same community

3 bd · 2.5 ba · 1,760 sqft · $135/sqft · 0 DOM

1843 N VALENCIA DRIVESold · Aug ’25

$340,000

1843 N VALENCIA DRIVE · same community

3 bd · 2 ba · 1,710 sqft · $199/sqft · 0 DOM

2009 W MYAKKA ROADSold · Nov ’25

$340,000

2009 W MYAKKA ROAD · same community

3 bd · 3 ba · 1,691 sqft · $201/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2725 W CHARING ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2725 W CHARING ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2725 W CHARING ROAD FAQs

What would the monthly payment be for 2725 W CHARING ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,535/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2725 W CHARING ROAD?+

The most recent tax bill on record (2024) was $2,674. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Avon Park?+

At $340,000, this home is listed about 28% above the Avon Park median of $265,740. The market section on this page shows how the area is trending.

Which schools are assigned to 2725 W CHARING ROAD?+

Avon Elementary School (elementary), Avon Park Middle School (middle), Avon Park High School (high) — Highlands County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$340,000 runs 267% above the AVON PARK 33825 median — but at 2,354 sqft it's also 58% larger than the typical Avon Park listing.

02Time on market is leverage

176 days on market against a Avon Park median of 49 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $390,000, now $340,000 — a $50K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS REALTY SMART 1 · Anthony Medina. MLS #P4937710.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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