1163 LAKE DRIVE, WAVERLY, FL, 33877
Active200 days on marketListed Jan 5, 2026MLS #P4937427
About this home
1163 LAKE DRIVE
2 Beds | 2 Baths | 1,620 Sq Ft | No HOA Heres your chance to enjoy the breathtaking views of Lake Lee and Lake Annie from this beautifully updated, move-in-ready home! Located on a spacious corner lot with mature fruit trees, this 2-bedroom, 2-bath property offers comfort, flexibility, and incredible outdoor living. The home features a remodeled kitchen, brand-new roof (2025), new windows, new water heater (2025), and numerous updates throughout. A bright and relaxing sunroom provides the perfect spot to unwind and take in the lake views. Need more space? This home offers plenty of room to easily convert to 3 bedrooms. A standout bonus is the 20x30 workshop with electric—ideal for hobbies, storage, or even a home business. Located in the desirable Waverly area, you’re close to endless recreation and attractions including Bok Tower Gardens, Circle B Bar Reserve, Lake Kissimmee, and LEGOLAND, with nature, family activities, and arts just minutes away. ?? Call today to schedule your private showing and ask how you can move into this home with ZERO money down!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,420
Sqft
0.25 ac
Lot size
2
Garage
1961
Year built
One
Levels
$150
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,714 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,714/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.5%
Days on market
200 vs 89 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Waverly
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Waverly. See the full Waverly guide →
WAVERLY 33877 — neighborhood snapshot
Population
302
Median age
59.4
Median income
$78,259
Median home value
$189,100
Avg household
1.27
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Waverly market
$220K → $205K
Waverly median sold, yr/yr
Median sold price, Waverly, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 1163 LAKE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’25$125,000
305 EDGEWOOD BOULEVARD
2 bd · 2 ba · 1,400 sqft · $89/sqft · 467 DOM
Sold · Mar ’26$275,000
4107 DINNER LAKE WAY
3 bd · 2 ba · 1,465 sqft · $188/sqft · 6 DOM
Sold · Dec ’25$275,000
4146 DINNER LAKE WAY
3 bd · 2 ba · 1,367 sqft · $201/sqft · 32 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1163 LAKE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1163 LAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1163 LAKE DRIVE FAQs
What would the monthly payment be for 1163 LAKE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,714/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1163 LAKE DRIVE?+
The most recent tax bill on record (2025) was $2,469. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Waverly?+
At $213,000, this home is listed about 14% above the Waverly median of $187,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1163 LAKE DRIVE?+
Spook Hill Elementary School (elementary), Winter Haven Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of COLDWELL BANKER REALTY · Susan Brown. MLS #P4937427.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Waverly homes, in your inbox
Like 1163 LAKE DRIVE but not quite? A daily digest of every new listing in Waverly — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →