
1280 N CROOKED LAKE DRIVE, BABSON PARK, FL, 33827
Active218 days on marketListed Jan 5, 2026MLS #P4937392
About this home
1280 N CROOKED LAKE DRIVE
Nestled along the serene shores of Crooked Lake, this exceptional 3-bedroom, 3-bath waterfront home offers an idyllic blend of luxury, privacy, and tranquility. Situated on 0.70 acres, the property provides a peaceful retreat while remaining conveniently close to city amenities. Upon arrival, you’re welcomed by a charming covered front porch enhanced with a leaded glass door and stacked-stone columns, setting the tone for the quality craftsmanship found throughout. Inside, the spacious living room showcases breathtaking lake views and is highlighted by cathedral ceilings accented with exposed wood beams, creating a warm and inviting atmosphere. The well-equipped kitchen features white cabinetry adorned with brushed nickel hardware, quartz countertops, an updated farmhouse sink with a gooseneck faucet, and a stainless steel appliance suite. A convenient pass-through window adds functionality, making entertaining effortless. Adjacent to the kitchen, the dining area boasts a built-in dry bar with beverage cooler and tile flooring embellished with a tumbled-stone border for added character. This thoughtfully designed triple split-bedroom floor plan offers privacy for all, with custom closet organizer systems and en-suite bathrooms in each bedroom. The primary bedroom suite, located on the first floor, features glass sliding doors that showcase stunning waterfront views. The remodeled en-suite bath includes a comfort-height vanity, Kohler toilet, custom lighting, and a beautiful seated walk-in shower with a glass enclosure. The generously sized 28x17 second-floor loft bedroom serves as a spacious retreat, offering wood flooring, vaulted ceilings, and a walk-in closet. Panoramic lake views can be enjoyed through a series of oversized windows, while the Florida room’s built-in bench invites you to relax and take in the scenery. Outdoor living is where this property truly shines. The expansive backyard, white sandy beach, and tranquil waterfront setting on **Crooked Lake—spanning 4,174 acres—**offer endless opportunities for boating, fishing, and lakeside relaxation. Additional Upgrades & Amenities: Metal roof, Central HVAC plus three ductless A/C, units, Updated light fixtures throughout, Washer and dryer, Refrigerator in garage, Smart lock entry, Irrigation system, Gutters, Double-pane windows, Hardie board siding, Screened-in storage under the deck with crawl space, Decorative exterior shutters, Paved walkway, Two-car garage with garage door opener. This remarkable waterfront property offers a rare opportunity to enjoy lakeside living at its finest, combining natural beauty, thoughtful design, and modern comforts in one exceptional home.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,156
Sqft
0.7 ac
Lot size
2
Garage
1976
Year built
Two
Levels
$410
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,779 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,779/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Babson Park actives
$410 vs $185
Days on market
218 vs 63 typical
Where $410/sqft sits among the 21 Babson Park actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crooked Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Babson Park. See the full Babson Park guide →
Crooked Lake — neighborhood snapshot
Population
768
Median age
47
Median income
$56,824
Median home value
$167,859
Avg household
2
Households w/ children
70%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Babson Park market
$280K → $410K
Babson Park median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
12 of 21
Babson Park actives have cut their price
Median sold price, Babson Park, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 187% above the BABSON PARK 33827 median. See the full Babson Park market guide →
Paper trail
This home's history
Reality check
What actually sold near 1280 N CROOKED LAKE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$420,000
118 CALOOSA DRIVE
3 bd · 2 ba · 1,988 sqft · $211/sqft · 50 DOM
Sold · Sep ’25$324,900
1212 CALOOSA RIDGE AVENUE
4 bd · 2 ba · 1,946 sqft · $167/sqft · 156 DOM
Sold · Jul ’26$363,000
818 PONKAN COURT
3 bd · 2 ba · 1,902 sqft · $191/sqft · 37 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1280 N CROOKED LAKE DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1280 N CROOKED LAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1280 N CROOKED LAKE DRIVE FAQs
What would the monthly payment be for 1280 N CROOKED LAKE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,779/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1280 N CROOKED LAKE DRIVE?+
The most recent tax bill on record (2025) was $6,136. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1280 N CROOKED LAKE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Babson Park?+
At $885,000, this home is listed about 137% above the Babson Park median of $372,950. The market section on this page shows how the area is trending.
Which schools are assigned to 1280 N CROOKED LAKE DRIVE?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$885,000 runs 187% above the BABSON PARK 33827 median — but at 2,156 sqft it's also 16% larger than the typical Babson Park listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
218 days on market against a Babson Park median of 63 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 MYERS REALTY LAKE WALES · Eileen Belanger. MLS #P4937392.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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