David Ramirez
$129,900$140,0002 bd2 ba1,120 sqft$116 /sqft$1,196 /mo all-in ↓

6033 GRAND OAKS DRIVE SE, WINTER HAVEN, FL, 33884

Active277 days on marketListed Nov 2, 2025MLS #P4936903

Priced 54% below the WINTER HAVEN 33884 medianReduced $10KManufactured HomeGARDEN GROVE OAKS

About this home

6033 GRAND OAKS DRIVE SE

NEW PRICE REDUCTION!! Very well kept home on your own lot. No lot rent here! Low HOA of only $65 a month. Garden Grove Oaks is a well-kept and managed over 55 park in a great location in SE Winter Haven. Home has 2 bedrooms and 2 full bathrooms. Kitchen and dining area have tons of cabinets and storage for all your dishes and cookware and includes a closet pantry. There is a wet bar in the dining area with a small sink, open shelves and cabinet storage underneath. The opposite side of the dining room has a built-in china cabinet. Main bedroom is a great size with a walk-in closet and small bathroom with tub and tiled shower. Second bedroom has door opening to nice-sized bathroom with large sink and cabinets and a shower/tub combination. Home has a membrane roof that was installed in spring of 2014. York air conditioner is 8-9 years old. Nice large laundry room has Bosch washer and dryer. Back screened porch is always cool! HOA fee includes use of the clubhouse with many activities planned every month. There is a billiard room, card and game room with library and puzzles to check out, large event area, and great kitchen. Huge heated pool and spa for all residents and their guests. There is a screened-in area with a grill for Bar-B-Q's with family and friends. There is also a shuffleboard court. HOA is an award-winning association. Community is close to a Super Walmart and grocery stores as well as shopping and restaurants. Only minutes to Hwy. 27! Winter Haven is famous for its Chain of Lakes! Where else can you find all of this for only $129,900? Please make an appointment to see this great home today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,120

Sqft

0.11 ac

Lot size

1982

Year built

One

Levels

$116

Per sqft

55+ communityPets allowed

Inside

FlooringLaminate · Vinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofMembrane
ConstructionMetal Siding
FoundationCrawlspace
FacesEast
ParkingDriveway · Off Street
ExteriorAwning(s) · Irrigation System · Private Mailbox

Community & fees

HOA fee$65/mo
Taxes (2024)$1,784/yr
PetsCats OK, Dogs OK, Number Limit, Yes
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Pool · Special Community Restrictions

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,196 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$765
FHA mortgage insurance (est.)$57
Property tax — 2024 actual bill$149
HOA fee — from the listing$65
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,547Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,547
Interest rate6.00%
Loan term

Estimated payment

$1,196/mo

Principal & interest$765
FHA mortgage insurance (est.)$57
Property taxes (actual bill)$149
HOA / condo fee$65
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $130K
$119KedgeAI estimate $135,142 · range $124K$164K$170K

vs edgeAI estimate

−3.9%

$/sqft vs GARDEN GROVE OAKS

$116 vs $132

Days on market

277 vs 48 typical

Where $116/sqft sits among the 9 homes for sale in GARDEN GROVE OAKS

2 · this home
4
0
1
1
1
$116–125$125–135$135–145$145–154$154–164$164+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Haven

Map of 6033 GRAND OAKS DRIVE SE

Drive times from this address

Walt Disney World46 min
Universal Orlando56 min
Downtown Orlando62 min
Orlando Int’l Airport (MCO)67 min
Downtown Tampa69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Haven. See the full Winter Haven guide →

WINTER HAVEN 33884 — neighborhood snapshot

Population

36,395

Median age

45.3

Median income

$70,516

Median home value

$269,400

Avg household

2.58

Households w/ children

3,777

For the school run

Polk County School District

ElementaryElbert Elementary School★★★★
HighWinter Haven Senior High School★★★★★
MiddleDenison Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Haven market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$283K$280K

Winter Haven median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

5 of 9

GARDEN GROVE OAKS have cut their price

Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 54% below the WINTER HAVEN 33884 median. See the full Winter Haven market guide →

Paper trail

This home's history

CurrentPrice reduced to $129,900 $10K
Nov 2, 2025Listed at $140,000 · 277 days on market since
1982Built · GARDEN GROVE OAKS

Reality check

What actually sold near 6033 GRAND OAKS DRIVE SE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6059 SOUTHERN OAKS DRIVE SESold · Aug ’25

$120,000

6059 SOUTHERN OAKS DRIVE SE · same community

2 bd · 2 ba · 1,152 sqft · $104/sqft · 153 DOM

6027 GRAND OAKS DRIVE SESold · Mar ’26

$107,000

6027 GRAND OAKS DRIVE SE · same community

2 bd · 2 ba · 1,188 sqft · $90/sqft · 117 DOM

6001 GRAND OAKS DRIVE SESold · Nov ’25

$172,500

6001 GRAND OAKS DRIVE SE · same community

2 bd · 2 ba · 1,200 sqft · $144/sqft · 35 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6033 GRAND OAKS DRIVE SE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6033 GRAND OAKS DRIVE SE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

6033 GRAND OAKS DRIVE SE FAQs

What would the monthly payment be for 6033 GRAND OAKS DRIVE SE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,196/mo — principal and interest, the actual property-tax bill, the $65/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6033 GRAND OAKS DRIVE SE?+

The association fee works out to $65 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6033 GRAND OAKS DRIVE SE?+

The most recent tax bill on record (2024) was $1,784. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6033 GRAND OAKS DRIVE SE?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Haven?+

At $129,900, this home is listed about 54% below the Winter Haven median of $285,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6033 GRAND OAKS DRIVE SE?+

Elbert Elementary School (elementary), Winter Haven Senior High School (high), Denison Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the WINTER HAVEN 33884 market on paper

$129,900 is 54% below the WINTER HAVEN 33884 median of $284,900, and at $116/sqft it sits under the Winter Haven average of $174.

02Time on market is leverage

277 days on market against a Winter Haven median of 48 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $140,000, now $129,900 — a $10K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Peggy Lewellen. MLS #P4936903.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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