David Ramirez
$190,999$249,9003 bd2 ba1,386 sqft$138 /sqft$1,373 /mo all-in ↓

449 STONE STREET, WILDWOOD, FL, 34785

Active282 days on marketListed Oct 24, 2025MLS #P4936779

Priced 31% below the WILDWOOD 34785 medianReduced $59KNew constructionManufactured HomeBRIDGES SUB

About this home

449 STONE STREET

449 Stone St Wildwood FL 34785, City Water and City Sewer, on a Corner Lot with no Lot Rent!!! Your dream home awaits with this BRAND-NEW manufactured home, offering 3 bedrooms, 2 bathrooms, with an open floor plan ideal for modern living. From the moment you arrive, you'll be charmed by the spacious front porch, a perfect spot to enjoy your morning coffee! Step inside and immediately appreciate the high-quality finishes and attention to detail, from the 4-panel board and batten accent wall or the luxury linoleum flooring throughout, to the open-concept layout that effortlessly connects the living, dining, and kitchen areas-ideal for entertaining. The chef-inspired kitchen is a true highlight, featuring brand-new stainless-steel appliances, a sleek chimney range hood, stainless steel sink with a gooseneck faucet, 42" shaker-style cabinets, floating wooden shelves, and canopy-style pendant lighting hanging over the center with a breakfast bar. The primary bedroom offers a serene retreat, complete with a large walk-in closet and a luxurious en-suite bathroom featuring a 60" shower, linen closet, and dual sink vanity with cubby holes and a bank of drawers-perfect for keeping all your essentials organized. The two additional bedrooms provide comfortable space for family or guests, while the second full bathroom includes a linen closet and a tub/shower combo, perfect for letting guests soak the day away! Additional upgrades include drywall, a dedicated laundry room for added convenience, LED recessed lighting, Energy Star Certified w/ R-13 Wall; R-22 Floor, R-38 Roof, cobra ridge venting system with algae-resistant shingles, and craftsman-style trim. Located in the Bridges neighborhood of Wildwood, FL you'll have easy access to a variety of local amenities, including shopping centers and restaurants. This home is at a prime location with no HOA and no lot rent! Don't miss out on this incredible opportunity to make this brand-new home yours! Schedule your viewing today and experience the best of Florida living! Ask about 100% Financing with our Preferred Lender

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,386

Sqft

0.17 ac

Lot size

2025

Year built

One

Levels

$138

Per sqft

Pets allowed

Inside

FlooringLinoleum
AppliancesDishwasher · Electric Water Heater · Range · Range Hood · Refrigerator
InteriorEating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationBlock · Crawlspace
FacesSouth
ExteriorPrivate Mailbox

Community & fees

Taxes (2024)$53/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,373 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,124
FHA mortgage insurance (est.)$84
Property tax — 2024 actual bill$4
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,685Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,685
Interest rate6.00%
Loan term

Estimated payment

$1,373/mo

Principal & interest$1,124
FHA mortgage insurance (est.)$84
Property taxes (actual bill)$4
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Wildwood actives

$138 vs $172

Days on market

282 vs 49 typical

Where $138/sqft sits among the 182 Wildwood actives

60 · this home
85
19
6
1
11
$110–158$158–205$205–253$253–300$300–348$348+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Wildwood

Map of 449 STONE STREET

Drive times from this address

Downtown Orlando54 min
Universal Orlando57 min
Walt Disney World65 min
Orlando Int’l Airport (MCO)69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Wildwood. See the full Wildwood guide →

WILDWOOD 34785 — neighborhood snapshot

Population

17,895

Median age

44.1

Median income

$48,004

Median home value

$210,500

Avg household

2.11

Households w/ children

1,278

For the school run

Sumter County School District

ElementaryWildwood Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Wildwood market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$304K$313K

Wildwood median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

78 of 182

Wildwood actives have cut their price

Median sold price, Wildwood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 31% below the WILDWOOD 34785 median. See the full Wildwood market guide →

Paper trail

This home's history

CurrentPrice reduced to $190,999 $59K
Oct 24, 2025Listed at $249,900 · 282 days on market since
2025Built · BRIDGES SUB

Reality check

What actually sold near 449 STONE STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

604 OAK STREETSold · Oct ’25

$200,000

604 OAK STREET · same community

2 bd · 2 ba · 1,392 sqft · $144/sqft · 3 DOM

4630 PARKVIEW LANESold · Mar ’26

$265,990

4630 PARKVIEW LANE

3 bd · 2 ba · 1,408 sqft · $189/sqft · 55 DOM

4641 PARKVIEW LANESold · Feb ’26

$269,990

4641 PARKVIEW LANE

3 bd · 2 ba · 1,408 sqft · $192/sqft · 42 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 449 STONE STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 449 STONE STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

449 STONE STREET FAQs

What would the monthly payment be for 449 STONE STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,373/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 449 STONE STREET?+

The most recent tax bill on record (2024) was $53. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 449 STONE STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Wildwood?+

At $190,999, this home is listed about 34% below the Wildwood median of $288,875. The market section on this page shows how the area is trending.

Which schools are assigned to 449 STONE STREET?+

Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the WILDWOOD 34785 market on paper

$190,999 is 31% below the WILDWOOD 34785 median of $276,778, and at $138/sqft it sits under the Wildwood average of $198.

02Time on market is leverage

282 days on market against a Wildwood median of 49 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $249,900, now $190,999 — a $59K cut. The full history is in the market section below.

Listing courtesy of J&T PROPERTY SOLUTIONS GROUP LLC · Jennifer Daniell. MLS #P4936779.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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