0 SMITH ROAD, POLK CITY, FL, 33868
Active291 days on marketListed Oct 10, 2025MLS #P4936647
About this home
0 SMITH ROAD
Discover the perfect opportunity to build your dream home or investment property on this spacious vacant lot located on Smith Rd in Polk City. This property offers the peaceful charm of country living while still being conveniently close to major highways, shopping, and nearby cities like Lakeland and Auburndale. The lot provides ample space for your custom design, outdoor living, and more — giving you endless possibilities to make it your own. Whether you’re planning a private retreat or your next development project, this Polk City location combines quiet surroundings with easy accessibility.
Facts & features
The home at a glance
0.43 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$590 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$590/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Polk City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Polk City. See the full Polk City guide →
POLK CITY 33868 — neighborhood snapshot
Population
13,676
Median age
40.7
Median income
$74,048
Median home value
$235,600
Avg household
2.89
Households w/ children
1,446
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Polk City market
$280K → $295K
Polk City median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% above the POLK CITY 33868 median. See the full Polk City market guide →
Paper trail
This home's history
Reality check
What actually sold near 0 SMITH ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$215,000
326 SMITH ROAD
3 bd · 2 ba · 1,027 sqft · $209/sqft · 185 DOM
Sold · Feb ’26$245,000
7058 BERKLEY ROAD
4 bd · 1.5 ba · 1,040 sqft · $236/sqft · 10 DOM
Sold · Jun ’26$208,000
221 SUNSHINE BOULEVARD
3 bd · 2 ba · 1,104 sqft · $188/sqft · 80 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 0 SMITH ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 0 SMITH ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
0 SMITH ROAD FAQs
What would the monthly payment be for 0 SMITH ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $590/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 0 SMITH ROAD?+
The most recent tax bill on record (2025) was $68. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Polk City?+
At $67,000, this home is listed about 83% below the Polk City median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 0 SMITH ROAD?+
Polk City Elementary School (elementary), Lake Alfred Polytech Academy (middle), Tenoroc High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$67,000 runs 37% above the POLK CITY 33868 median.
02Time on market is leverage
291 days on market against a Polk City median of 81 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $70,000, now $67,000 — a $3K cut. The full history is in the market section below.
Listing courtesy of CENTURY 21 MYERS REALTY · Brenda Brooks. MLS #P4936647.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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