David Ramirez
$995,000$1,200,0001 bd1 ba515 sqft$1,932 /sqft$6,214 /mo all-in ↓

0 JENNINGS FISH CAMP ROAD, LAKE WALES, FL, 33898

Active355 days on marketListed Aug 21, 2025MLS #P4936019

Reduced $205KWaterfrontSingle Family ResidenceACREAGE

About this home

0 JENNINGS FISH CAMP ROAD

Private Island Paradise on Lake Pierce | Lake Wales, FL Camp House | Fruit Trees | Power & Well | Cypress Grove | Bass & Crappie/Speck Fishing | Near Cherry Pocket Discover your very own private island oasis on Lake Pierce — a hidden gem nestled in the heart of Lake Wales, Florida across from Jennings Fish Camp. This rare island property offers the perfect blend of Florida wilderness, rustic comfort, and modern amenities, making it ideal as a personal retreat, Airbnb, or investment opportunity. Accessible only by boat, the island features a furnished camp house with a screened-in porch, kitchen, living area, double-bed sleeping space, and full bathroom. One of its most unique and unforgettable touches, A palm tree growing through the roof of the screened in porch — a true conversation piece that perfectly complements the tropical vibe. This screened in space is also ideal for an early morning cup of coffee, family board games, or resting in a comfy chair or rocker just enjoying nature. The island is already set up with electricity and a private well, and is surrounded by breathtaking mature cypress trees, offering natural shade and timeless beauty. Enjoy fresh fruit from your own banana trees and two mature, producing mango trees — a rare and delicious perk. Anglers will be in heaven with world-class speck/crappie and bass fishing right off the island’s shoreline. Spend your days casting lines, kayaking, birdwatching, or relaxing in total seclusion. And when you’re ready for a bite or some local flavor, you’re just a short boat ride away from the iconic Cherry Pocket Steak & Seafood Shack, one of the area’s most beloved fish camps. Highlights: Private island on scenic Lake Pierce Rustic camp house with screened porch, kitchen, full bath, and sleeping area Unique palm tree growing through porch roof Private well and electric service in place Banana trees + 2 producing mango trees Towering, mature cypress trees throughout Legendary crappie/speck and bass fishing Minutes by boat to Cherry Pocket Restaurant & Fish Camp Close to Lake Wales and Bok Tower Gardens Ideal for a weekend getaway, Airbnb, or peaceful retirement escape A rare opportunity to own a one-of-a-kind island retreat with modern comforts and authentic Florida charm. Bring your fishing poles, your boat, and your dreams. Inspections are welcome. Property is selling "As Is".

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

515

Sqft

1.58 ac

Lot size

1964

Year built

One

Levels

$1,932

Per sqft

Waterfront

Inside

FlooringHardwood
AppliancesConvection Oven · Microwave · Refrigerator
InteriorCeiling Fan(s)
LaundryOther
CoolingWall/Window Unit(s)
HeatingWall Units / Window Unit

Outside & construction

RoofMetal
ConstructionWood Frame
FoundationSlab
FacesNortheast
ExteriorOther

Community & fees

Taxes (2024)$3,742/yr

Utilities & systems

UtilitiesElectricity Available · Water Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,214 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,369
PMI (est., until 20% equity)$373
Property tax — 2024 actual bill$312
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $99,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $99,500
Interest rate6.00%
Loan term

Estimated payment

$6,214/mo

Principal & interest$5,369
PMI (est., until 20% equity)$373
Property taxes (actual bill)$312
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs ACREAGE

$1,932 vs $334

Days on market

355 vs 54 typical

Where $1,932/sqft sits among the 153 homes for sale in ACREAGE

113
27
5
3
4
1 · this home
$149–446$446–744$744–1041$1041–1338$1338–1635$1635+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Wales

Map of 0 JENNINGS FISH CAMP ROAD

Drive times from this address

Walt Disney World56 min
Universal Orlando66 min
Downtown Orlando72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lake Wales. See the full Lake Wales guide →

LAKE WALES 33898 — neighborhood snapshot

Population

18,426

Median age

46.9

Median income

$54,778

Median home value

$161,500

Avg household

2.51

Households w/ children

1,790

For the school run

Polk County School District

ElementaryFrostproof Ben Hill Griffin Junior Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Wales market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$275K$271K

Lake Wales median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

63 of 153

ACREAGE have cut their price

Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 587% above the LAKE WALES 33898 median. See the full Lake Wales market guide →

Paper trail

This home's history

CurrentPrice reduced to $995,000 $205K
Aug 21, 2025Listed at $1,200,000 · 355 days on market since
1964Built · ACREAGE

Reality check

What actually sold near 0 JENNINGS FISH CAMP ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

18136 STATE ROAD 52Sold · Dec ’25

$186,000

18136 STATE ROAD 52 · same community

2 bd · 2 ba · 930 sqft · $200/sqft · 4 DOM

811 S LONE OAK DRIVESold · Nov ’25

$190,000

811 S LONE OAK DRIVE · same community

3 bd · 1 ba · 1,104 sqft · $172/sqft · 6 DOM

1050 REYNOLDS ROADSold · Jul ’26

$214,900

1050 REYNOLDS ROAD · same community

3 bd · 1 ba · 1,133 sqft · $190/sqft · 100 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 0 JENNINGS FISH CAMP ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 0 JENNINGS FISH CAMP ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

0 JENNINGS FISH CAMP ROAD FAQs

What would the monthly payment be for 0 JENNINGS FISH CAMP ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,214/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 0 JENNINGS FISH CAMP ROAD?+

The most recent tax bill on record (2024) was $3,742. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Lake Wales?+

At $995,000, this home is listed about 292% above the Lake Wales median of $253,990. The market section on this page shows how the area is trending.

Which schools are assigned to 0 JENNINGS FISH CAMP ROAD?+

Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$995,000 runs 587% above the LAKE WALES 33898 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

355 days on market against a Lake Wales median of 54 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,200,000, now $995,000 — a $205K cut. The full history is in the market section below.

Listing courtesy of HOT FLORIDA REAL ESTATE · Colon Lambert. MLS #P4936019.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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