David Ramirez
$100,000$110,000$935 /mo all-in ↓

5036 SHORE LINE DRIVE, POLK CITY, FL, 33868

Active367 days on marketListed Aug 7, 2025MLS #P4935807

Reduced $10KWaterfrontMOUNT OLIVE SHORES PH 01

About this home

5036 SHORE LINE DRIVE

Welcome to the ultimate Class A motorhome lifestyle in Mount Olive Shores. This exceptional 81’ x 173’ waterfront lot in highly desirable Phase 1 delivers space, flexibility, and premium community amenities in one outstanding package. The expansive concrete slab easily accommodates any size Class A motorhome, providing a secure and versatile foundation for your coach. The property also features a well-appointed, air-conditioned casita complete with a full bathroom, washer and dryer, comfortable living area, and two lofts — an ideal retreat after a day on the road or enjoying the Florida sunshine. A covered porch enhances the outdoor living experience, while the generous lot size provides ample room to add a manufactured home and RV port if desired. The HOA offers exceptional value, covering trash removal, basic lawn service, and maintenance of common areas — allowing you to focus on enjoying the lifestyle rather than managing upkeep. Beyond the property itself, the community experience is second to none. Residents now enjoy a brand-new 5,000-square-foot heated and cooled Community Center featuring: • Full kitchen • Regulation shuffleboard and pool tables • Dart board and arcade games • Dedicated card room and library • Vending area • Covered BBQ lanai for gatherings A vibrant social calendar includes Bingo, karaoke, potluck dinners, holiday celebrations, and numerous seasonal events, fostering a welcoming and connected atmosphere. Conveniently located just minutes from I-4, the community provides easy access to shopping, major medical facilities, Tampa, Orlando International Airport, and Central Florida attractions — all within approximately one hour. As a deed-restricted Class A motorhome community, ownership or lease of a Class A motorhome is required the first year of residency, preserving the integrity and exclusivity of the neighborhood. This is more than a lot — it’s an opportunity to secure your place in one of Central Florida’s premier Class A motorcoach communities.

Facts & features

The home at a glance

0.22 ac

Lot size

WaterfrontPets allowed

Inside

Outside & construction

Community & fees

HOA fee$100/mo
Taxes (2024)$501/yr
PetsYes
CommunityDeed Restrictions · Gated Community - No Guard · Golf Carts OK

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$935 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$589
FHA mortgage insurance (est.)$44
Property tax — 2024 actual bill$42
HOA fee — from the listing$100
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,500
Interest rate6.00%
Loan term

Estimated payment

$935/mo

Principal & interest$589
FHA mortgage insurance (est.)$44
Property taxes (actual bill)$42
HOA / condo fee$100
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Polk City

Map of 5036 SHORE LINE DRIVE

Drive times from this address

Walt Disney World34 min
Universal Orlando44 min
Downtown Tampa45 min
Downtown Orlando50 min
Orlando Int’l Airport (MCO)55 min
Tampa Int’l Airport (TPA)56 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Polk City. See the full Polk City guide →

POLK CITY 33868 — neighborhood snapshot

Population

13,676

Median age

40.7

Median income

$74,048

Median home value

$235,600

Avg household

2.89

Households w/ children

1,446

For the school run

Polk County School District

ElementaryPolk City Elementary School★★★★
MiddleLake Alfred Polytech Academy★★★★
HighTenoroc High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Polk City market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$280K$290K

Polk City median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 104% above the POLK CITY 33868 median. See the full Polk City market guide →

Paper trail

This home's history

CurrentPrice reduced to $100,000 $10K
Aug 7, 2025Listed at $110,000 · 367 days on market since

Reality check

What actually sold near 5036 SHORE LINE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8909 SOUTHSHORE COURTSold · Mar ’26

$195,000

8909 SOUTHSHORE COURT · same community

1 bd · 1 ba · 494 sqft · $395/sqft · 434 DOM

5188 SHORE LINE DRIVESold · Jun ’26

$135,000

5188 SHORE LINE DRIVE · same community

1 bd · 2 ba · 840 sqft · $161/sqft · 407 DOM

5182 SHORE LINE DRIVESold · Oct ’25

$115,000

5182 SHORE LINE DRIVE · same community

2 bd · 2 ba · 950 sqft · $121/sqft · 336 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5036 SHORE LINE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5036 SHORE LINE DRIVE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

5036 SHORE LINE DRIVE FAQs

What would the monthly payment be for 5036 SHORE LINE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $935/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5036 SHORE LINE DRIVE?+

The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5036 SHORE LINE DRIVE?+

The most recent tax bill on record (2024) was $501. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5036 SHORE LINE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Polk City?+

At $100,000, this home is listed about 75% below the Polk City median of $405,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5036 SHORE LINE DRIVE?+

Polk City Elementary School (elementary), Lake Alfred Polytech Academy (middle), Tenoroc High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$100,000 runs 104% above the POLK CITY 33868 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

367 days on market against a Polk City median of 54 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $110,000, now $100,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Ed Fahner. MLS #P4935807.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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