375 SIMPSON STREET, THE VILLAGES, FL, 32162
Active370 days on marketListed Jul 29, 2025MLS #P4935705
About this home
375 SIMPSON STREET
LIKE NEW! MOVE-IN READY in THE VILLAGES! Welcome to this beautifully maintained south-facing block & stucco Somerset home in the highly sought-after Village of Mallory Square. Nestled on a peaceful cul-de-sac, this property offers enhanced privacy and a quiet street experience. With a BOND PAID, a new roof (2023), and HVAC (2020), this home is ready for you to enjoy worry-free living with maximum Florida sunshine. Step inside to find freshly painted, light neutral interiors, crown molding, and elegant window treatments throughout. The open floor plan flows seamlessly through the living, dining, and kitchen areas, perfect for both everyday comfort and entertaining. The upgraded kitchen features granite countertops, cherry cabinetry, stainless appliances, a tumbled stone backsplash, pendant lighting, pantry, and a second water heater. The primary suite boasts a spacious bedroom with lighted ceiling fan, a walk-in closet, and an ensuite bath with dual vanities, a walk-in shower, separate water closet, and linen storage. Guests will appreciate the privacy of two additional bright and airy bedrooms and a full guest bath. Enjoy Florida living on the south-facing enclosed lanai with stacking sliders, extending to the birdcage and pergola-covered patio, a perfect setting for outdoor dining and relaxation. The landscaped backyard offers both beauty and abundant sunshine. Additional highlights include an indoor laundry room with washer/dryer, cabinets, deep sink, folding counter, and a whole-house vacuum system. The oversized attached garage has an epoxy floor, ample storage, a workbench, golf cart space, extra fans and lighting, and a second deep sink. As a resident of The Villages in Sumter County, enjoy world-class amenities including a clubhouse, community mailbox, dog park, gated community (no guard), golf courses, pools, restaurants, special community restrictions, wheelchair accessibility, a community pool, and lake access. Conveniently located near Mallory Square Community Pool, Coconut Cove Rec Center, Mallory Hill Country Club & Restaurant, and just minutes by golf cart to Lake Sumter Landing for dining, shopping, and nightly entertainment. Seller financing and private financing available. Do not wait, this home will NOT last long!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,887
Sqft
0.18 ac
Lot size
2
Garage
2006
Year built
One
Levels
$227
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,449 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,449/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.1%
$/sqft vs The Villages actives
$227 vs $255
Days on market
370 vs 50 typical
Where $227/sqft sits among the 400 The Villages actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Villages
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know The Villages. See the full The Villages guide →
THE VILLAGES 32162 — neighborhood snapshot
Population
54,019
Median age
74.2
Median income
$73,927
Median home value
$358,100
Avg household
1.72
Households w/ children
135
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The The Villages market
$365K → $360K
The Villages median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
203 of 400
The Villages actives have cut their price
Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% above the THE VILLAGES 32162 median. See the full The Villages market guide →
Paper trail
This home's history
Reality check
What actually sold near 375 SIMPSON STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$385,000
1732 MADERO DRIVE · same community
3 bd · 2 ba · 1,894 sqft · $203/sqft · 45 DOM
Sold · Dec ’25$465,000
2012 SANTO DOMINGO DRIVE · same community
3 bd · 2 ba · 1,924 sqft · $242/sqft · 7 DOM
Sold · Jul ’26$500,000
1605 LYNCHBURG LOOP · same community
3 bd · 2.5 ba · 2,043 sqft · $245/sqft · 95 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 375 SIMPSON STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 375 SIMPSON STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
375 SIMPSON STREET FAQs
What would the monthly payment be for 375 SIMPSON STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,449/mo — principal and interest, the actual property-tax bill, the $195/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 375 SIMPSON STREET?+
The association fee works out to $195 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 375 SIMPSON STREET?+
The most recent tax bill on record (2024) was $4,620. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 375 SIMPSON STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in The Villages?+
At $428,000, this home is listed about 10% above the The Villages median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 375 SIMPSON STREET?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$428,000 runs 24% above the THE VILLAGES 32162 median — but at 1,887 sqft it's also 21% larger than the typical The Villages listing.
02City & Garden & Trees/Woods views
The city and garden and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
370 days on market against a The Villages median of 50 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $460,000, now $428,000 — a $32K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HUT REALTY, LLC · Daniel Hut. MLS #P4935705.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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