304 SHEPARD, DUNDEE, FL, 33838
Active361 days on marketListed Jul 24, 2025MLS #P4935639
About this home
304 SHEPARD
One or more photo(s) has been virtually staged. FOr Sale or Lease ! Welcome to 304 Shepard Ave, a cozy 2-bedroom, 1-bath home nestled on an oversized lot featuring abundant fruit trees and a serene lake view. This property offers a comfortable blend of tile and carpet flooring throughout. Enjoy the peaceful front porch perfect for relaxing while taking in the tranquil surroundings. Conveniently located near schools, parks, Legoland, and shopping centers, this home is ideal as a starter residence, downsizing option, or investment property to add to your rental portfolio. Don’t miss this opportunity to own a slice of Florida’s charm in a sought-after location!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,115
Sqft
0.41 ac
Lot size
1995
Year built
One
Levels
$224
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,945 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,945/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.7%
$/sqft vs Dundee actives
$224 vs $159
Days on market
361 vs 98 typical
Where $224/sqft sits among the 70 Dundee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown Dundee
Drive times from this address
Get to know Dundee. See the full Dundee guide →
Downtown Dundee — neighborhood snapshot
Population
373
Median age
33
Median income
$36,453
Median home value
$87,054
Avg household
3
Households w/ children
50%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dundee market
$315K → $310K
Dundee median sold, yr/yr
98.6%
Sale-to-list ratio (12 mo)
39 of 70
Dundee actives have cut their price
Median sold price, Dundee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% below the DUNDEE 33838 median. See the full Dundee market guide →
Paper trail
This home's history
Reality check
What actually sold near 304 SHEPARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$227,900
799 POPPY LANE
2 bd · 2.5 ba · 1,574 sqft · $145/sqft · 92 DOM
Sold · Oct ’25$224,900
914 POPPY LANE
2 bd · 2.5 ba · 1,574 sqft · $143/sqft · 3 DOM
Sold · Oct ’25$224,900
757 POPPY LANE
2 bd · 2.5 ba · 1,574 sqft · $143/sqft · 50 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 304 SHEPARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 304 SHEPARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
304 SHEPARD FAQs
What would the monthly payment be for 304 SHEPARD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,945/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 304 SHEPARD?+
The most recent tax bill on record (2024) was $2,437. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dundee?+
At $250,000, this home is listed about 17% below the Dundee median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 304 SHEPARD?+
Elbert Elementary School (elementary), Haines City Senior High School (high), Denison Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the DUNDEE 33838 market on paper
$250,000 is 8% below the DUNDEE 33838 median of $271,995.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
361 days on market against a Dundee median of 98 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 WOLF'S CROSSING REALTY · Lucy Martinez. MLS #P4935639.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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