109 SE PINE AVENUE, FORT MEADE, FL, 33841
Active409 days on marketListed Jun 21, 2025MLS #P4935273
About this home
109 SE PINE AVENUE
Dreaming of building your very own custom home in the heart of Fort Meade? Look no further than this prime residential lot with no HOA or CDD on just under a quarter of an acre. Offered at an attractive price, this beautiful lot with a mature Oak tree represents an unparalleled opportunity to create the home you've always desired from the ground up. Fort Meade's charm is undeniable, with its rich history, welcoming community, and scenic natural surroundings. This lot is ideally situated to provide future homeowners with a tranquil living environment, yet it is conveniently close to local amenities, schools, and major transport links, promising the best of both worlds. Don't miss this chance to secure a piece of Fort Meade and bring your vision to life!
Facts & features
The home at a glance
0.21 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$476 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$476/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Downtown Fort Meade
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Fort Meade. See the full Fort Meade guide →
Downtown Fort Meade — neighborhood snapshot
Population
420
Median age
35
Median income
$41,113
Median home value
$194,649
Avg household
3
Households w/ children
60%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort Meade market
$248K → $265K
Fort Meade median sold, yr/yr
95.5%
Sale-to-list ratio (12 mo)
Median sold price, Fort Meade, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 79% below the FORT MEADE 33841 median. See the full Fort Meade market guide →
Paper trail
This home's history
Reality check
What actually sold near 109 SE PINE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$129,950
9 1ST STREET SE
1 bd · 1 ba · 788 sqft · $165/sqft · 101 DOM
Sold · Apr ’26$37,500
706 S WALNUT AVENUE
2 bd · 1 ba · 832 sqft · $45/sqft · 50 DOM
Sold · Sep ’25$214,000
408 SYCAMORE STREET SW
3 bd · 1.5 ba · 1,081 sqft · $198/sqft · 67 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 109 SE PINE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 109 SE PINE AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
109 SE PINE AVENUE FAQs
What would the monthly payment be for 109 SE PINE AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $476/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 109 SE PINE AVENUE?+
The most recent tax bill on record (2024) was $380. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Fort Meade?+
At $45,000, this home is listed about 83% below the Fort Meade median of $260,000. The market section on this page shows how the area is trending.
Which schools are assigned to 109 SE PINE AVENUE?+
Lewis Anna Woodbury Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the FORT MEADE 33841 market on paper
$45,000 is 79% below the FORT MEADE 33841 median of $219,000.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
409 days on market against a Fort Meade median of 41 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of AMERICAN HOMES REALTY GROUP · Will Wylie. MLS #P4935273.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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