David Ramirez
Office

Commercial Sale · Office

$399,000$450,0002,582 sq ft$155 /sq ft0.22 acres

737 W CENTRAL AVENUE, WINTER HAVEN, FL, 33880

Active424 days on marketListed Jun 2, 2025MLS #P4935050

About this property

The property at a glance

TWO Redesigned and remodeled office buildings by local architect. Front building is known as 737 W Central Avenue, the rear building is known as 739 W Central Avenue. These buildings are located close to downtown, shopping, and retail centers.

2,582

Building sq ft

$155

Price / sq ft

0.22

Lot acres

1915

Year built

2

Buildings

RP

Zoning

Office

Property type

Building size2,582 sq ft
Lot size0.22 acres
Year built1915
Buildings2
ZoningRP
ConstructionStone · Stucco · Wood Siding
CoolingCentral Air
HeatingCentral · Central Building
Annual taxes$2,116

The numbers

Investment snapshot

Income and lease details aren’t published in the MLS for this listing. Ask for the offering memorandum and rent roll to run cap rate, NOI and cash-on-cash.

Estimated payment (illustrative)

Down payment25% · $99,750
Interest rate6.00%
Loan term

Estimated payment

$2,130/mo

Principal & interest$1,794
Property taxes (actual bill)$176
Est. insurance$160

Illustrative only. Commercial loans are underwritten on the property’s income (DSCR, cap rate) — typically 25–35% down with lender-set terms. Ask a commercial lender for real numbers. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Financing

Commercial financing works differently from a home loan — expect roughly 25–35% down with terms driven by the property’s income and your lender’s underwriting (DSCR, cap rate), not FHA or VA programs. Ask David to connect you with a commercial lender for real numbers.

Where it sits

Location & trade area

5,700vehicles / day · 2025N Lake Shipp Dr to Pope Ave Nw · Traffic count · Florida DOT
5-min drive10-min drive15-min drive

What’s nearby

Bank of AmericaBank0.2 mi
PopeyesRestaurant0.2 mi
The Gun RoomRetail0.3 mi
Marcos PizzaRestaurant0.3 mi
Richard's Fine CoffeesRestaurant0.3 mi
McDonald'sRestaurant0.3 mi
Staybridge SuitesLodging0.3 mi
Budget InnLodging0.3 mi
Central TavernRestaurant0.4 mi
Jenny'sRestaurant0.4 mi
CVS PharmacyBank0.4 mi
MW JewelerRetail0.4 mi
Egg Haven breakfast & lunchRestaurant0.4 mi
Upper Crust PizzaRestaurant0.4 mi
Whitehead ConstructionRetail0.5 mi
Idle ZoneRestaurant0.5 mi
Ard's AwningRetail0.5 mi
Camellia MotelLodging0.5 mi
Mother Goose ResaleRetail0.6 mi
Fifth Avenue Men's WearRetail0.6 mi
Wendy'sRestaurant0.6 mi
Fashion & Multiservices CenterRetail0.6 mi
Andy's Drive in RestaurantRestaurant0.6 mi
Osaka Japanese Steak HouseRestaurant0.6 mi

Business data © OpenStreetMap contributors

The area

Who's around this property

744

Population

$21,953

Median income

45

Median age

2

Avg household

$71,366

Median home value

$697/mo

Median rent

30%

Households w/ kids

Consumer profile

Live ExperiencesTop 19%

When it comes to entertainment, this population is looking for the ultimate experience. Whether it's a charity fundraiser or a concert, elements such as lights, sounds, and merchandise are critical for a good time.

Ingredient AttentiveTop 22%

These folks are conscious about what they eat. They're looking for ingredients that not only taste great, but also have great nutritional benefits.

Fitness ObsessionTop 23%

Passionate about strength training, this population relies heavily on the encouragement of the exercise community. While these people seek the latest fitness techniques, they're also interested in supplements and equipment.

Volunteering & GivingTop 26%

Expressing a desire to give back and do good for the community, this behavior emphasizes charity. Common activities include volunteering, fundraisers, and donations.

Sites to SeeTop 26%

This population finds the most beautiful sites just by looking up. Sunrise, sunset or sometime in between, these people love to marvel at man-made and natural wonders.

Home & LeisureTop 28%

There's no place like home. This activity is highest when people are feeling relaxed, like sharing a meal with friends or enjoying their morning coffee in their own home.

Recent sales

What actually sold near 737 W CENTRAL AVENUE

The most comparable commercial properties that changed hands nearby. No two are identical — ask us for a full comparative analysis.

401 E CENTRAL AVENUE

$50,358

401 E CENTRAL AVENUE

2,428 sqft · $21/sqft · Sold Nov 27, 2024

141 E CENTRAL AVENUE UNIT 410

$36,216

141 E CENTRAL AVENUE UNIT 410

2,719 sqft · $13/sqft · Sold Dec 9, 2024

700 AVENUE B SW

$510,000

700 AVENUE B SW

2,115 sqft · $241/sqft · Sold Jul 16, 2026

Your team

The pros in your corner

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, offers, and every question about 737 W CENTRAL AVENUE — start here.

Andrew Acosta

Financing contact

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Ask about commercial financing options for 737 W CENTRAL AVENUE.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Listing courtesy of LOCKHART & ASSOCIATES INC · Steve Lockhart. MLS #P4935050.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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