David Ramirez
$164,9002 bd2 ba952 sqft$173 /sqft$1,686 /mo all-in ↓

3511 EDGEWATER DRIVE UNIT 3511, SEBRING, FL, 33872

Active419 days on marketListed May 30, 2025MLS #P4935022

CondominiumGOLF VILLAGE CONDO

About this home

3511 EDGEWATER DRIVE UNIT 3511

WELCOME TO CAREFREE FLORIDA LIVING IN THIS BEAUTIFULLY UPDATED 2ND-FLOOR CONDO. LOCATED IN THE DESIRABLE 55+ COMMUNITY OF SUN 'N LAKE IN SEBRING! STEP INSIDE TO FIND NEW LUXURY VINYL [LANK FLOORING AND FRESH PAINT, BOTH COMPLETED IN 2023-CREATING A CLEAN, MODERN, AND MOVE-IN READY SPACE. JUST 22 MINUTES FROM THE WORLD-FAMOUS SEBRING INTERNATIONAL RACEWAY, THIS HOME OFFERS THE PERFECT BLEND OF RELAXATION AND EXCITEMENT. ENJOYING A VIBRANT LIFESTYLE WITH ACCESS TO COUNTLESS AMENITIES, INCLUDING A RACQUET CLUB, SHUFFLEBOARD, PICKLEBALL, TENNIS, BASKETBALL, SAND VOLLEYBALL, SCENIC WALK PATHS, A CHARMING ISLAND GAZEBO, AND THE SUN 'N LAKE PRESERVE, PERFECT FOR NATURE LOVERS AND ACTIVE ADULTS ALIKE. DO NOT MISS YOUR CHANCE TO OWN A PIECE OF PARADISE IN ONE OF SEBRINGS'S MOST AMENITY-RICH COMMUNITIES.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

952

Sqft

0.02 ac

Lot size

1981

Year built

One

Levels

$173

Per sqft

55+ community

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Range · Refrigerator
InteriorHigh Ceilings · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Thermostat
LaundryElectric Dryer Hookup · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesNorth
ExteriorGarden · Irrigation System

Community & fees

HOA fee$333/mo
Taxes (2024)$1,788/yr
PetsNo
CommunityBuyer Approval Required · Clubhouse · Community Mailbox · Fitness Center · Golf Carts OK · Golf · Park · Playground · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,686 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$971
FHA mortgage insurance (est.)$73
Property tax — 2024 actual bill$149
Condo fee — from the listing$333
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,772Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,772
Interest rate6.00%
Loan term

Estimated payment

$1,686/mo

Principal & interest$971
FHA mortgage insurance (est.)$73
Property taxes (actual bill)$149
HOA / condo fee$333
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Sebring

Map of 3511 EDGEWATER DRIVE UNIT 3511

Get to know Sebring. See the full Sebring guide →

SEBRING 33872 — neighborhood snapshot

Population

13,302

Median age

61.5

Median income

$68,086

Median home value

$193,900

Avg household

2.14

Households w/ children

1,049

For the school run

Highlands County School District

MiddleHill-Gustat Middle School★★★★
ElementarySun 'n Lake Elementary School★★★★★
HighAvon Park High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sebring market

Seller’s marketLeans buyer7.8 months of inventoryBuyer’s market

$270K$293K

Sebring median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 560% above the SEBRING 33872 median. See the full Sebring market guide →

Paper trail

This home's history

May 30, 2025Listed at $164,900 · 419 days on market since
1981Built · GOLF VILLAGE CONDO

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3511 EDGEWATER DRIVE UNIT 3511 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3511 EDGEWATER DRIVE UNIT 3511 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3511 EDGEWATER DRIVE UNIT 3511 FAQs

What would the monthly payment be for 3511 EDGEWATER DRIVE UNIT 3511?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,686/mo — principal and interest, the actual property-tax bill, the $333/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3511 EDGEWATER DRIVE UNIT 3511?+

The association fee works out to $333 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3511 EDGEWATER DRIVE UNIT 3511?+

The most recent tax bill on record (2024) was $1,788. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3511 EDGEWATER DRIVE UNIT 3511?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sebring?+

At $164,900, this home is listed about 41% below the Sebring median of $279,990. The market section on this page shows how the area is trending.

Which schools are assigned to 3511 EDGEWATER DRIVE UNIT 3511?+

Hill-Gustat Middle School (middle), Sun 'n Lake Elementary School (elementary), Avon Park High School (high) — Highlands County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$164,900 runs 560% above the SEBRING 33872 median.

02Time on market is leverage

419 days on market against a Sebring median of 60 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Hill-Gustat Middle School, Sun 'n Lake Elementary School, Avon Park High School — Hill-Gustat Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of LPT REALTY, LLC · Brian Reeves. MLS #P4935022.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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