David Ramirez
$149,900$189,9003 bd2 ba1,170 sqft$128 /sqft$1,146 /mo all-in ↓

320 COUNTY ROAD 619, LAKE PLACID, FL, 33852

Active673 days on marketListed Sep 20, 2024MLS #P4932084

Reduced $40KSingle Family ResidenceRURAL TRACTS

About this home

320 COUNTY ROAD 619

Are you someone with a bit of vision and a love for rural charm? This 3 Bed/2 Bath Wood Home is located on approx. 1/2 Acre on a paved county road waiting for YOU! The home offers a unique opportunity for those ready to add their personal touch. Although it needs TLC, this property is brimming with potential. The spacious lot provides ample room for additions such as a garage, workshop, or garden—perfect for anyone looking to expand their space and enhance their lifestyle. Nestled near the quaint town of Lake Placid, this home allows you to embrace a tranquil, rural lifestyle while enjoying the natural beauty of the area. Lake Placid offers a variety of festivals and events throughout the year, adding a touch of community spirit to your surroundings. Additionally, the nearby town of Sebring hosts the renowned 12 Hours of Sebring race each March, making this location ideal for motorsports enthusiasts. Whether you're into fishing, relaxing by the lake, or exploring the charm of Highlands County, this home provides a wonderful backdrop for all that this region has available. Don’t miss the chance to make this house your own, check it out!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,170

Sqft

0.46 ac

Lot size

1964

Year built

One

Levels

$128

Per sqft

Inside

FlooringCarpet · Vinyl
AppliancesRange · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionMetal Siding · Wood Frame
FoundationCrawlspace
FacesWest
ExteriorStorage

Community & fees

Taxes (2023)$450/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,146 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$882
FHA mortgage insurance (est.)$66
Property tax — 2023 actual bill$37
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,247Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,247
Interest rate6.00%
Loan term

Estimated payment

$1,146/mo

Principal & interest$882
FHA mortgage insurance (est.)$66
Property taxes (actual bill)$37
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Lake Placid actives

$128 vs $199

Days on market

673 vs 73 typical

Where $128/sqft sits among the 62 Lake Placid actives

11 · this home
15
15
9
6
6
$121–154$154–187$187–220$220–253$253–286$286+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Placid

Map of 320 COUNTY ROAD 619

Get to know Lake Placid. See the full Lake Placid guide →

LAKE PLACID 33852 — neighborhood snapshot

Population

21,630

Median age

54.8

Median income

$54,841

Median home value

$205,800

Avg household

2.16

Households w/ children

1,979

For the school run

Highlands County School District

MiddleLake Placid Middle School★★★★★
HighLake Placid High School★★★★★
ElementaryLake Placid Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Placid market

Seller’s marketLeans buyer10.3 months of inventoryBuyer’s market

$315K$335K

Lake Placid median sold, yr/yr

94.8%

Sale-to-list ratio (12 mo)

23 of 62

Lake Placid actives have cut their price

Median sold price, Lake Placid, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 837% above the LAKE PLACID 33852 median. See the full Lake Placid market guide →

Paper trail

This home's history

CurrentPrice reduced to $149,900 $40K
Sep 20, 2024Listed at $189,900 · 673 days on market since
1964Built · RURAL TRACTS

Reality check

What actually sold near 320 COUNTY ROAD 619

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9620 PAYNE ROADSold · Apr ’26

$620,000

9620 PAYNE ROAD · same community

3 bd · 2.5 ba · 3,010 sqft · $206/sqft · 96 DOM

Nearby listingSold · Apr ’26

$620,000

Nearby listing · same community

3 bd · 2.5 ba · 3,010 sqft · $206/sqft · 87 DOM

108 LAKE HUNTLEY DRIVESold · Nov ’25

$245,000

108 LAKE HUNTLEY DRIVE

2 bd · 1 ba · 1,246 sqft · $197/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 320 COUNTY ROAD 619 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 320 COUNTY ROAD 619 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

320 COUNTY ROAD 619 FAQs

What would the monthly payment be for 320 COUNTY ROAD 619?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,146/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 320 COUNTY ROAD 619?+

The most recent tax bill on record (2023) was $450. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Lake Placid?+

At $149,900, this home is listed about 46% below the Lake Placid median of $279,000. The market section on this page shows how the area is trending.

Which schools are assigned to 320 COUNTY ROAD 619?+

Lake Placid Middle School (middle), Lake Placid High School (high), Lake Placid Elementary School (elementary) — Highlands County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$149,900 runs 837% above the LAKE PLACID 33852 median.

02Time on market is leverage

673 days on market against a Lake Placid median of 73 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Lake Placid Middle School, Lake Placid High School, Lake Placid Elementary School — Lake Placid Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $189,900, now $149,900 — a $40K cut. The full history is in the market section below.

Listing courtesy of CENTURY 21 LAKE & LAND MYERS REALTY · Harelis Santis. MLS #P4932084.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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