David Ramirez
$3,990,0005 bd4.5 ba4,910 sqft$813 /sqft$25,920 /mo all-in ↓

104 17TH STREET, BELLEAIR BEACH, FL, 33786

Active3 days on marketListed Jul 31, 2026MLS #OM729531

Private poolFully furnishedSingle Family ResidenceBELLEAIR BEACH

About this home

104 17TH STREET

Experience the pinnacle of coastal luxury just one block from the sugar-white sands of Belleair Beach. Built in 2024 and offered fully furnished, this extraordinary custom residence presents a rare opportunity to own a completely turnkey luxury retreat in one of Florida’s most exclusive beach communities. Designed for both everyday living and effortless entertaining, the thoughtfully crafted floor plan features a luxurious primary suite and two additional bedrooms on the main living level, while the upper floor offers two guest bedrooms, both with their own balcony. A dedicated office provides the ideal work-from-home space. The ground level is equally impressive, featuring an oversized six-car garage, a private gym/yoga studio, multiple finished storage rooms, and elevator access to every floor. Every detail has been carefully curated with extensive post-construction upgrades, including Restoration Hardware lighting throughout, custom flooring, motorized window shades, built-in surround sound, a whole-home water softener, security system, epoxy-coated garage floors, EV charging stations, and professionally designed landscaping with decorative Bahama shutters. Step outside to your private resort-style backyard featuring a custom pool, elegant travertine patio, fully equipped outdoor kitchen with built-in grill, and direct stair access from the elevated living area, creating the ultimate indoor-outdoor lifestyle. Just steps from Belleair Beach’s private resident beach access, this exceptional home offers the perfect blend of modern luxury, coastal elegance, and peace of mind with elevated construction and hurricane-impact windows and doors. Sold fully furnished, this truly turnkey residence allows you to move in and immediately begin enjoying the Belleair Beach lifestyle from day one.

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

4,910

Sqft

0.2 ac

Lot size

6

Garage

2024

Year built

Three Or More

Levels

$813

Per sqft

Private poolWater viewFurnished

Inside

FlooringHardwood
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Range · Range Hood · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Elevator · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingNatural Gas
FurnishedFurnished

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesNorth
ParkingDriveway · Electric Vehicle Charging Station(s) · Garage Door Opener
ExteriorOutdoor Kitchen · Rain Gutters

Community & fees

Taxes (2025)$32,812/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$25,920 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$21,530
PMI (est., until 20% equity)$1,496
Property tax — 2025 actual bill$2,734
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $399,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $399,000
Interest rate6.00%
Loan term

Estimated payment

$25,920/mo

Principal & interest$21,530
PMI (est., until 20% equity)$1,496
Property taxes (actual bill)$2,734
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs BELLEAIR BEACH

$813 vs $450

Days on market

3 vs 77 typical

Where $813/sqft sits among the 8 homes for sale in BELLEAIR BEACH

1
4
0
1
1
1 · this home
$333–413$413–493$493–573$573–653$653–733$733+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Belleair Beach

Map of 104 17TH STREET

Drive times from this address

Downtown Tampa40 min
Tampa Int’l Airport (TPA)40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Belleair Beach. See the full Belleair Beach guide →

BELLEAIR BEACH 33786 — neighborhood snapshot

Population

1,564

Median age

57.8

Median income

$140,417

Median home value

$1,022,700

Avg household

2.26

Households w/ children

114

For the school run

Pinellas County School District

ElementaryMildred Helms Elementary School★★★★
HighLargo High School★★★★★
MiddleLargo Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Belleair Beach market

Seller’s marketLeans buyer10.6 months of inventoryBuyer’s market

$1.1M$925K

Belleair Beach median sold, yr/yr

92.9%

Sale-to-list ratio (12 mo)

7 of 8

BELLEAIR BEACH have cut their price

Median sold price, Belleair Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 425% above the BELLEAIR BEACH 33786 median. See the full Belleair Beach market guide →

Paper trail

This home's history

Jul 31, 2026Listed at $3,990,000 · 3 days on market since
2024Built · BELLEAIR BEACH

Reality check

What actually sold near 104 17TH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

903 HARBOR DRIVESold · Apr ’26

$2,200,000

903 HARBOR DRIVE · same community

3 bd · 4 ba · 3,526 sqft · $624/sqft · 42 DOM

117 6TH STREETSold · May ’26

$1,400,000

117 6TH STREET · same community

3 bd · 3.5 ba · 2,934 sqft · $477/sqft · 129 DOM

709 HARBOR DRIVESold · Apr ’26

$2,250,000

709 HARBOR DRIVE · same community

3 bd · 3.5 ba · 2,901 sqft · $776/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 104 17TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 104 17TH STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

104 17TH STREET FAQs

What would the monthly payment be for 104 17TH STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $25,920/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 104 17TH STREET?+

The most recent tax bill on record (2025) was $32,812. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 104 17TH STREET?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Belleair Beach?+

At $3,990,000, this home is listed about 207% above the Belleair Beach median of $1,300,000. The market section on this page shows how the area is trending.

Which schools are assigned to 104 17TH STREET?+

Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$3,990,000 runs 425% above the BELLEAIR BEACH 33786 median — but at 4,910 sqft it's also nearly twice the size of the typical Belleair Beach listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 3 days on market in a Belleair Beach market that averages 77 — if it fits, move quickly.

04Strong assigned schools

Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of REAL BROKER, LLC · Maggie Ciechoski. MLS #OM729531.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Belleair Beach homes, in your inbox

Like 104 17TH STREET but not quite? A daily digest of every new listing in Belleair Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 3, 2026 at 9:33 AM UTC. The listing information on this page last changed on August 3, 2026 at 9:33 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 3, 2026 at 9:33 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 3, 2026 at 9:33 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.