David Ramirez
$199,9002 bd2 ba1,110 sqft$180 /sqft$1,628 /mo all-in ↓

7439 SE 78TH PLACE, TRENTON, FL, 32693

Active6 days on marketListed Jul 30, 2026MLS #OM729514

Single Family ResidenceSUN N FUN UN 02

About this home

7439 SE 78TH PLACE

Virtually Staged. 2023 LAREDO MODEL ON A SPACIOUS 1/4 ACRE LOT! Experience the perfect combination of modern design, energy efficiency, and small-town living in this beautifully crafted 2023 Laredo Model home. Ideally situated on a generous acre lot just 5 minutes from downtown Newberry, you'll enjoy the benefits of low Gilchrist County taxes while remaining conveniently close to shopping, dining, schools, and everyday amenities. Designed with comfort and functionality in mind, this 2 bedroom, 2 bath home offers a bright, open-concept floor plan enhanced by soaring vaulted ceilings in both the living room and primary suite. The spacious island kitchen is the heart of the home, featuring custom raised-panel wood cabinetry, energy-efficient appliances, and abundant workspace for cooking and entertaining. Step outside to the oversized covered lanai, perfectly positioned just off the kitchen, creating an ideal extension of your living space for year-round outdoor dining, relaxing, and entertaining in Florida's beautiful weather. The private primary suite is a true retreat, complete with vaulted ceilings, a luxurious en suite bath featuring dual vanities, a European-style walk-in shower, and a generous walk-in closet. A large laundry room and plentiful storage throughout the home provide exceptional everyday convenience. Additional features include a 1-car carport with a door into the kitchen, quality construction completed in 2023, and a peaceful setting with room to enjoy outdoor living. Whether you're searching for your first home, looking to downsize without compromise, or seeking a low-maintenance Florida lifestyle, this move-in-ready home delivers outstanding value in one of North Central Florida's most desirable locations.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,110

Sqft

0.24 ac

Lot size

2023

Year built

One

Levels

$180

Per sqft

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Closet · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionHardiPlank Type
FoundationSlab
FacesNorth
ExteriorOther

Community & fees

Taxes (2025)$2,436/yr

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,628 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,177
FHA mortgage insurance (est.)$88
Property tax — 2025 actual bill$203
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,997Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,997
Interest rate6.00%
Loan term

Estimated payment

$1,628/mo

Principal & interest$1,177
FHA mortgage insurance (est.)$88
Property taxes (actual bill)$203
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Trenton actives

$180 vs $191

Days on market

6 vs 68 typical

Where $180/sqft sits among the 36 Trenton actives

5
5
11 · this home
9
1
5
$93–128$128–164$164–199$199–234$234–270$270+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Trenton

Map of 7439 SE 78TH PLACE

Get to know Trenton. See the full Trenton guide →

TRENTON 32693 — neighborhood snapshot

Population

11,692

Median age

46

Median income

$64,128

Median home value

$182,300

Avg household

2.46

Households w/ children

1,358

The numbers that matter

The Trenton market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$209K$295K

Trenton median sold, yr/yr

94.5%

Sale-to-list ratio (12 mo)

24 of 36

Trenton actives have cut their price

Median sold price, Trenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% above the TRENTON 32693 median. See the full Trenton market guide →

Paper trail

This home's history

Jul 30, 2026Listed at $199,900 · 6 days on market since
2023Built · SUN N FUN UN 02

Reality check

What actually sold near 7439 SE 78TH PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7544 SE 78TH PLACESold · Apr ’26

$235,000

7544 SE 78TH PLACE · same community

3 bd · 2 ba · 1,189 sqft · $198/sqft · 334 DOM

7350 SE 78TH PLACESold · Sep ’25

$87,500

7350 SE 78TH PLACE · same community

3 bd · 2 ba · 1,352 sqft · $65/sqft · 96 DOM

6947 SE 80TH PLACESold · Jul ’26

$159,400

6947 SE 80TH PLACE

2 bd · 2 ba · 960 sqft · $166/sqft · 42 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7439 SE 78TH PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7439 SE 78TH PLACE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

7439 SE 78TH PLACE FAQs

What would the monthly payment be for 7439 SE 78TH PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,628/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 7439 SE 78TH PLACE?+

The most recent tax bill on record (2025) was $2,436. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Trenton?+

At $199,900, this home is listed about 27% below the Trenton median of $274,900. The market section on this page shows how the area is trending.

Listing courtesy of HARRIETT DOWNS REAL ESTATE LLC · Marc Pompeo. MLS #OM729514.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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