4035 N HIGHWAY 314A UNIT 2, SILVER SPRINGS, FL, 34488
Active1 days on marketListed Aug 3, 2026MLS #OM729507
About this home
4035 N HIGHWAY 314A UNIT 2
Each unit is a 2 bedroom with 1 bath. All new construction, custom kitchen & bathrooms. Each room has a mini-split unit to control temperatures seperately. Landlord maintians the yard mowing. Shared driveway for each unit. Neither unit includes a refrigerator, washer or dryer. Children and small dogs okay. Ocala National Forest property located just across the street for recreation.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
750
Sqft
0.68 ac
Lot size
1983
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$169 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$169/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Silver Springs actives
$2 vs $162
Days on market
1 vs 60 typical
Where $2/sqft sits among the 57 Silver Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Silver Springs
Get to know Silver Springs. See the full Silver Springs guide →
SILVER SPRINGS 34488 — neighborhood snapshot
Population
11,525
Median age
45.8
Median income
$45,239
Median home value
$75,300
Avg household
2.27
Households w/ children
1,214
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Silver Springs market
$148K → $237K
Silver Springs median sold, yr/yr
94.8%
Sale-to-list ratio (12 mo)
20 of 57
Silver Springs actives have cut their price
Median sold price, Silver Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the SILVER SPRINGS 34488 median. See the full Silver Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 4035 N HIGHWAY 314A UNIT 2
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$65,000
17309 NE 37TH LANE
2 bd · 1.5 ba · 776 sqft · $84/sqft · 190 DOM
Sold · Dec ’25$85,000
4331 NE 172ND AVENUE
2 bd · 2 ba · 840 sqft · $101/sqft · 115 DOM
Sold · Sep ’25$40,000
17125 NE 37TH LANE
2 bd · 1 ba · 576 sqft · $69/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4035 N HIGHWAY 314A UNIT 2 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4035 N HIGHWAY 314A UNIT 2 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4035 N HIGHWAY 314A UNIT 2 FAQs
What would the monthly payment be for 4035 N HIGHWAY 314A UNIT 2?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $169/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4035 N HIGHWAY 314A UNIT 2?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Silver Springs?+
At $1,300, this home is listed about 99% below the Silver Springs median of $225,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4035 N HIGHWAY 314A UNIT 2?+
East Marion Elementary School (elementary), Lake Weir High School (high), Fort McCoy School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SILVER SPRINGS 34488 market on paper
$1,300 is 99% below the SILVER SPRINGS 34488 median of $89,900, and at $2/sqft it sits under the Silver Springs average of $182.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a Silver Springs market that averages 60 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of SUN REALTY & ASSOC · Keith Craig. MLS #OM729507.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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