10890 NE 102ND PLACE, ARCHER, FL, 32618
Active4 days on marketListed Jul 30, 2026MLS #OM729492
About this home
10890 NE 102ND PLACE
CORNER LOT, NO HOA & NO FLOOD ZONE — BRING YOUR TOYS & ANIMALS! This residence offers 1,680 square feet of open-concept living centered around a cozy fireplace, featuring a split-bedroom layout for maximum privacy. Situated on a fully fenced 2.63-acre corner lot with 3 separate entry gates (2026), the property is semi-cleared while preserving lush trees for unmatched shade, nature, and privacy. Major systems are fully updated for total peace of mind: brand-new septic tank and drainfield (2026), newer roof (2022), private water well (2022), and HVAC (2021). Bring your finishing touches to make it uniquely yours and start enjoying ultimate country living today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,680
Sqft
2.63 ac
Lot size
1999
Year built
One
Levels
$143
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,861 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,861/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.6%
$/sqft vs Archer actives
$143 vs $236
Days on market
4 vs 57 typical
Where $143/sqft sits among the 26 Archer actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Archer
Get to know Archer. See the full Archer guide →
ARCHER 32618 — neighborhood snapshot
Population
7,340
Median age
44.5
Median income
$52,176
Median home value
$195,000
Avg household
2.25
Households w/ children
777
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Archer market
$314K → $240K
Archer median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
10 of 26
Archer actives have cut their price
Median sold price, Archer, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% below the ARCHER 32618 median. See the full Archer market guide →
Paper trail
This home's history
Reality check
What actually sold near 10890 NE 102ND PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$336,000
11651 NE 107 PLACE
3 bd · 2 ba · 1,642 sqft · $205/sqft · 13 DOM
Sold · Mar ’26$202,299
10931 NE 95TH STREET
3 bd · 2 ba · 1,620 sqft · $125/sqft · 8 DOM
Sold · Apr ’26$225,000
11131 NE 112TH COURT
3 bd · 2 ba · 1,620 sqft · $139/sqft · 398 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10890 NE 102ND PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10890 NE 102ND PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10890 NE 102ND PLACE FAQs
What would the monthly payment be for 10890 NE 102ND PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,861/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10890 NE 102ND PLACE?+
The most recent tax bill on record (2025) was $2,194. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Archer?+
At $239,900, this home is listed about 37% below the Archer median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10890 NE 102ND PLACE?+
Archer Elementary (elementary), Oak View Middle School (middle), Newberry High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of GAILEY ENTERPRISES REAL ESTATE · Zilca Diaz. MLS #OM729492.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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