2564 N CREDE AVENUE, CRYSTAL RIVER, FL, 34428
Active5 days on marketListed Jul 28, 2026MLS #OM729354
About this home
2564 N CREDE AVENUE
Crystal River Country Living on 2.40 Acres! Discover the perfect blend of privacy, space, and convenience with this well-maintained 3-bedroom, 2-bath Palm Harbor doublewide home situated on 2.40 flat, usable acres in beautiful Crystal River. This inviting property features a versatile den that can easily serve as a 4th bedroom, home office, or hobby room. Inside, you'll find a spacious open floor plan highlighted by a cozy fireplace in the living room and a large kitchen designed for both everyday living and entertaining. The kitchen offers abundant cabinetry, generous counter space, and a convenient breakfast bar. Fresh interior paint gives the home a bright, updated feel, while the inside utility room adds everyday convenience. The oversized primary suite provides a relaxing retreat with dual sinks, a garden tub, separate shower, and a large walk-in closet. Two additional bedrooms and a flexible den offer plenty of space for family and guests. Outside, enjoy the peaceful country setting from the covered front deck. The property includes an attached carport, circular driveway, detached garage, RV hookup, private well and septic system, and plenty of room for all your toys, animals, and outdoor activities. Horses are welcome! Located just one mile from shopping and restaurants, this property offers the best of both worlds—country living with nearby conveniences. Enjoy everything Florida's Nature Coast has to offer, including boating, fishing, kayaking, and swimming in the crystal-clear springs of Crystal River. Outdoor enthusiasts will appreciate the nearby Withlacoochee State Forest and Withlacoochee State Trail, featuring miles of hiking, biking, and horseback riding trails. Don't miss this opportunity to own a spacious home on acreage in one of Florida's most desirable outdoor recreation areas!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,800
Sqft
2.4 ac
Lot size
1
Garage
2005
Year built
One
Levels
$166
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,329 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,329/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Crystal River actives
$166 vs $219
Days on market
5 vs 65 typical
Where $166/sqft sits among the 141 Crystal River actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34428 — neighborhood snapshot
Population
9,325
Median age
55.4
Median income
$48,185
Median home value
$236,100
Avg household
2.15
Households w/ children
690
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $235K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
69 of 141
Crystal River actives have cut their price
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% above the CRYSTAL RIVER 34428 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 2564 N CREDE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$298,900
2242 N DONOVAN AVENUE · same community
3 bd · 2 ba · 1,800 sqft · $166/sqft · 10 DOM
Sold · Aug ’25$165,000
6268 W WESTON DRIVE
3 bd · 2 ba · 1,772 sqft · $93/sqft · 161 DOM
Sold · Jul ’26$233,000
6215 W LEXINGTON DRIVE
3 bd · 2 ba · 1,772 sqft · $131/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2564 N CREDE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2564 N CREDE AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2564 N CREDE AVENUE FAQs
What would the monthly payment be for 2564 N CREDE AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,329/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2564 N CREDE AVENUE?+
The most recent tax bill on record (2025) was $3,315. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Crystal River?+
At $299,000, this home is listed about 7% below the Crystal River median of $322,450. The market section on this page shows how the area is trending.
Which schools are assigned to 2564 N CREDE AVENUE?+
Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$299,000 runs 54% above the CRYSTAL RIVER 34428 median.
02Fresh on the market
Only 5 days on market in a Crystal River market that averages 65 — if it fits, move quickly.
03The price has already moved
Listed at $315,000, now $299,000 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REMAX REALTY ONE · Dianne MacDonald. MLS #OM729354.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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