
20096 SW 59TH LANE, DUNNELLON, FL, 34431
Active15 days on marketListed Jul 25, 2026MLS #OM729208
About this home
20096 SW 59TH LANE
From the moment you arrive, this property tells you it's been loved. Every inch has been thoughtfully updated, topped off with a brand-new roof in 2023, so you can settle in and simply enjoy. French doors welcome natural light into the main living area, while the split, open floor plan gives everyone room to breathe without losing that warm, together feeling a true farmhouse should have. The Kitchen is the heart of this home and is nothing short of beautiful. Rich granite countertops, a generous island breakfast bar, and a sunny eat-in kitchen nook invite lazy Sunday breakfasts and lively dinner parties alike. A custom-built coffee bar is ready for your favorite mugs and morning rituals, while the spacious pantry and updated appliances mean this kitchen is as functional as it is charming. Escape to a primary bedroom that feels like its own private hideaway — gleaming hardwood floors, elegant plantation shutters, and a spacious walk-in closet set the tone. Sliding doors lead directly to the pool, so whether it's an early morning dip or a moonlit soak, paradise is just a few steps from your bed. Step outside to your own private oasis: a sparkling pool framed by a large covered lanai, perfect for shaded afternoons and long evening dinners. Rinse off in the outdoor shower, and let the kids, critters, or garden dreams roam free within the fully fenced acre. A shed offers extra storage for tools, toys, or the beginnings of your homestead adventure. A whole-home Generac generator, recently serviced, ensures comfort and security no matter the weather — because this home was made to be lived in fully, worry-free, for years to come. Country living doesn't mean giving up convenience — this address puts you close to it all: Rainbow Springs State Park — just minutes away, with crystal-clear spring waters perfect for tubing, kayaking, and swimming. Ocala is approximately 25–30 minutes, for shopping, dining, and everyday errands with the famous World Equestrian Center ideal for equestrian enthusiasts and show-season visitors. Crystal River — about 30 minutes, home to manatee tours, scalloping, and old Florida charm. Inverness — roughly 25–30 minutes, offering small-town character and access to the Withlacoochee State Trail. Nearest airports — Ocala International Airport for private aviation, Gainesville Regional Airport (~45 minutes), and Tampa International or Orlando International (~90 minutes) for commercial flights. Theme parks — Orlando's world-famous parks are approximately 1.5–2 hours away. Beaches — Gulf Coast beaches and the Nature Coast (Crystal River, Homosassa) are around 30–45 minutes, with Clearwater Beach about 1.5 hours. This is more than a house — it's the mini-farm lifestyle you've been picturing. Fenced, updated, and utterly move-in ready, this home offers a rare blend of rustic charm, modern comfort, and an unbeatable location between Florida's springs, horse country, and Gulf Coast beaches. Schedule your private tour today, before someone else calls this exquisite retreat home.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,234
Sqft
1.01 ac
Lot size
2
Garage
2006
Year built
One
Levels
$237
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,748 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,748/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16%
$/sqft vs Dunnellon actives
$237 vs $183
Days on market
15 vs 39 typical
Where $237/sqft sits among the 400 Dunnellon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34431 — neighborhood snapshot
Population
8,663
Median age
55.4
Median income
$51,542
Median home value
$185,200
Avg household
2.2
Households w/ children
570
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
168 of 400
Dunnellon actives have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1277% above the DUNNELLON 34431 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 20096 SW 59TH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$285,000
19873 SW 59TH LANE · same community
3 bd · 2 ba · 1,569 sqft · $182/sqft · 35 DOM
Sold · Jun ’26$265,000
5092 SW 197TH TERRACE · same community
3 bd · 2 ba · 1,553 sqft · $171/sqft · 248 DOM
Sold · Jun ’26$520,000
20831 SW 59TH LANE
3 bd · 2.5 ba · 2,219 sqft · $234/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 20096 SW 59TH LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20096 SW 59TH LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
20096 SW 59TH LANE FAQs
What would the monthly payment be for 20096 SW 59TH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,748/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 20096 SW 59TH LANE?+
The most recent tax bill on record (2025) was $2,804. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunnellon?+
At $530,000, this home is listed about 77% above the Dunnellon median of $299,995. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE · Julie Beck. MLS #OM729208.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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