8392 SW 108TH LANE, OCALA, FL, 34481
Active6 days on marketListed Jul 27, 2026MLS #OM729202
About this home
8392 SW 108TH LANE
This well cared for 2-bedroom, 1-bathroom, 800 sq ft home, is located in the premier 55+ active adult community of Oak Run, a gated community that offers an exceptional lifestyle for it's discerning residents. Nestled in SW Ocala, the homeowners in this well established community enjoy fabulous amenities including a stunning 18 hole golf course, 6 sparkling swimming pools, 5 relaxing hot tubs, 3 clubhouses, a restaurant as well as shuffleboard courts, horseshoe pits, pickleball courts, and bocce ball courts. If this is not enough, there are also other considerations such as monthly farmers market, a library, 2 fitness centers and it goes on and on ensuring that you will always have something to do. This home has a lovely bonus room that could be a dining room office space, a sitting area, a craft room, or let your imagination run wild with all the opportunities for this space. Roof and electric panel were replaced in 2019. Water heater in 2015. Come take a tour and call this place home.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
798
Sqft
0.16 ac
Lot size
1
Garage
1987
Year built
One
Levels
$194
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,366 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,366/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.9%
$/sqft vs Ocala actives
$194 vs $184
Days on market
6 vs 43 typical
Where $194/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
146 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% below the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 8392 SW 108TH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$151,000
8443 SW 109TH PLACE · same community
2 bd · 2 ba · 1,100 sqft · $137/sqft · 104 DOM
Sold · Jun ’26$210,000
8382 SW 109TH STREET · same community
2 bd · 2 ba · 1,168 sqft · $180/sqft · 6 DOM
Sold · May ’26$120,000
8432 SW 108TH LANE · same community
3 bd · 2 ba · 1,230 sqft · $98/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8392 SW 108TH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8392 SW 108TH LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8392 SW 108TH LANE FAQs
What would the monthly payment be for 8392 SW 108TH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,366/mo — principal and interest, the actual property-tax bill, the $151/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8392 SW 108TH LANE?+
The association fee works out to $151 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8392 SW 108TH LANE?+
The most recent tax bill on record (2025) was $887. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8392 SW 108TH LANE?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $155,000, this home is listed about 48% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8392 SW 108TH LANE?+
Liberty Middle School (middle), West Port High School (high), Marion Oaks Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of INVICTUS REAL ESTATE LLC · David Culbreth. MLS #OM729202.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ocala homes, in your inbox
Like 8392 SW 108TH LANE but not quite? A daily digest of every new listing in Ocala — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →