David Ramirez
$2,3003 bd2 ba1,398 sqft$2 /sqft$177 /mo all-in ↓

1963 LADYFISH AVENUE, THE VILLAGES, FL, 32162

Active12 days on marketListed Jul 27, 2026MLS #OM729058

Priced 99% below the THE VILLAGES 32162 medianFully furnishedVillaVILLAGES OF SUMTER AMBERJACK VILLAS

About this home

1963 LADYFISH AVENUE

Welcome Home to Elegance and Comfort. Discover this beautifully 3 bedroom furnished long-term rental Foxglove Courtyard Villa located in the Village of Pennecamp. This long-term rental home provides you convenient access to Lake-Sumter Landing, golf courses, several dining options, and recreational activities. Once you step in, you’ll be greeted by an open-concept floor, vaulted ceilings, tile flooring, and plantation shutters. The spacious kitchen has granite countertops, ample cabinetry with pullouts, and a convenient breakfast bar. The primary suite, has its own access to the lanai, a generous walk-in closet, an en-suite bath equipped with granite countertops, a stylish tiled shower, a queen bed, TV, a dresser with mirror, a chair, a night table with a lamp, and a ceiling fan . The first guest bedroom has a queen bed, two night tables with lamps, a tv, spacious closet, a dresser with a mirror, and a ceiling fan. The third bedroom is currently used as a den/office with a queen pull out sofa, a seat, table , and a ceiling fan. The interior laundry room is equipped with a utility sink and convenient storage cabinets, enhancing functionality. Step outside to enjoy the generously sized rear lanai and a private rear courtyard, ideal setting for outdoor dining or soaking up the Florida sunshine. This property is located 3.3 miles from Lake Sumter Landing, 0.8 miles Bonita Pass Executive Golf Course, 0.5 miles from Pennecamp Swimming Pool, 1.2 miles from St. Charles Recreation Center, just to mention a few. Rental Details & Policies: Rent Includes: Lawn care, pest control, irrigation, water, sewer, sanitation, and monthly amenities. Tenant Responsibilities: Electric, and any additional services. Village Access: Two temporary Village ID cards included (access to pools, recreation centers, activities & golf). Guest passes are available through The Villages. Security Deposit: Refundable, subject to final inspection and return of all keys/remotes. Cleaning Fee: May apply if the property is not left in satisfactory condition. Requirements: Credit & background check required. Insurance: Renter's insurance recommended. Absolutely NO SMOKING. Don't miss the opportunity to make this charming rental your new home!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,398

Sqft

0.1 ac

Lot size

1

Garage

2010

Year built

One

Levels

$2

Per sqft

Furnished55+ community

Inside

AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

Community & fees

PetsNumber Limit, Size Limit
CommunityGolf

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$177 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$14
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $81Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $81
Interest rate6.00%
Loan term

Estimated payment

$177/mo

Principal & interest$14
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs The Villages actives

$2 vs $253

Days on market

12 vs 52 typical

Where $2/sqft sits among the 400 The Villages actives

0 · this home
0
34
241
79
46
$2–70$70–138$138–207$207–275$275–344$344+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The Villages

Map of 1963 LADYFISH AVENUE

Drive times from this address

Downtown Orlando63 min
Universal Orlando66 min
Walt Disney World74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know The Villages. See the full The Villages guide →

THE VILLAGES 32162 — neighborhood snapshot

Population

54,019

Median age

74.2

Median income

$73,927

Median home value

$358,100

Avg household

1.72

Households w/ children

135

For the school run

Sumter County School District

ElementaryWildwood Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The The Villages market

Seller’s marketSeller’s market2.5 months of inventoryBuyer’s market

$365K$340K

The Villages median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

217 of 400

The Villages actives have cut their price

Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the THE VILLAGES 32162 median. See the full The Villages market guide →

Paper trail

This home's history

Jul 27, 2026Listed at $2,300 · 12 days on market since
2010Built · VILLAGES OF SUMTER AMBERJACK VILLAS

Reality check

What actually sold near 1963 LADYFISH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2620 PERSIMMON LOOPSold · Sep ’25

$387,500

2620 PERSIMMON LOOP

3 bd · 2 ba · 1,392 sqft · $278/sqft · 39 DOM

1526 BLUEBERRY WAYSold · Oct ’25

$341,000

1526 BLUEBERRY WAY

3 bd · 2 ba · 1,392 sqft · $245/sqft · 146 DOM

2583 RAINTREE DRIVESold · Feb ’26

$340,000

2583 RAINTREE DRIVE

3 bd · 2 ba · 1,392 sqft · $244/sqft · 32 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1963 LADYFISH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1963 LADYFISH AVENUE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

1963 LADYFISH AVENUE FAQs

What would the monthly payment be for 1963 LADYFISH AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 1963 LADYFISH AVENUE?+

The listing reports pets: Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in The Villages?+

At $2,300, this home is listed about 99% below the The Villages median of $394,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1963 LADYFISH AVENUE?+

Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REALTY EXECUTIVES IN THE VILLAGES · Sandra Giraldo. MLS #OM729058.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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