8370 SW 99TH TERRACE, OCALA, FL, 34481
Pending4 days on marketListed Jul 23, 2026MLS #OM729012
About this home
8370 SW 99TH TERRACE
Welcome to this stunning Aberdeen model, beautifully situated on a private homesite with no rear neighbors, offering peaceful views of a dry retention pond from the comfort of your finished enclosed lanai and expansive paver courtyard patio. With nearly 2,900 square feet of thoughtfully designed living space, this exceptional residence combines luxury, privacy, and timeless elegance. Inside, you'll find 3 spacious bedrooms, a flex room, 3 full bathrooms, and a desirable split 3-car garage configuration. Luxury vinyl plank flooring flows seamlessly throughout the home, while tray ceilings in the foyer, great room, and primary suite, complemented by crown molding throughout, create an atmosphere of sophistication. The heart of the home is the impressive gourmet kitchen, designed for both everyday living and entertaining. It features elegant white soft-close cabinetry with crown molding, quartz countertops, an upgraded designer backsplash, stainless steel appliances, and an oversized center island showcasing contrasting dove gray cabinetry with matching quartz countertops—providing abundant prep space, seating, and style. The luxurious primary suite is a true retreat, offering two oversized walk-in closets with custom built closets and a spa-inspired ensuite bath with dual vanities and generous space to unwind. Guests will appreciate the private second ensuite bedroom, ideal for extended family or multigenerational living. A separate wing of the home features the third bedroom and full bath, creating the perfect space for overnight guests, a hobby or craft room, media room, or home office. Outdoor living is equally spectacular. Relax year-round in the enclosed lanai or entertain on the massive paver courtyard patio with built in electrical lights, where you'll enjoy tranquil views and exceptional privacy with no rear neighbors. Car enthusiasts and hobbyists alike will love the split 3-car garage, featuring an attached two-car garage with epoxy coating plus a separate single-car garage—ideal for additional storage, a golf cart, workshop, or hobby space. From the moment you arrive, the curb appeal is undeniable with raised landscape beds, professionally upgraded landscaping, a paver driveway, and an attractive stone-accented exterior that sets this home apart. This home also offers a water filtration system. Candler Hills is the estate section of On Top of the World. On Top of the World is Ocala's premier 55+ golf course resort community with golf cart access to shopping, dining, entertainment, banking, health, and beauty.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,893
Sqft
0.22 ac
Lot size
3
Garage
2024
Year built
One
Levels
$212
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,692 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,692/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.9%
$/sqft vs CANDLER HILLS
$212 vs $219
Days on market
4 vs 43 typical
Where $212/sqft sits among the 29 homes for sale in CANDLER HILLS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
7 of 29
CANDLER HILLS have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 167% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 8370 SW 99TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$496,000
8522 SW 99TH CIRCLE · same community
3 bd · 3 ba · 2,907 sqft · $171/sqft · 96 DOM
Sold · Jun ’26$485,000
10127 SW 82ND PLACE ROAD · same community
3 bd · 3 ba · 2,870 sqft · $169/sqft · 7 DOM
Sold · Sep ’25$480,000
10008 SW 85TH PLACE ROAD · same community
3 bd · 3 ba · 2,870 sqft · $167/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8370 SW 99TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8370 SW 99TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8370 SW 99TH TERRACE FAQs
What would the monthly payment be for 8370 SW 99TH TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,692/mo — principal and interest, the actual property-tax bill, the $366/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8370 SW 99TH TERRACE?+
The association fee works out to $366 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8370 SW 99TH TERRACE?+
The most recent tax bill on record (2025) was $7,468. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8370 SW 99TH TERRACE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $614,000, this home is listed about 105% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8370 SW 99TH TERRACE?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$614,000 runs 167% above the OCALA 34481 median — but at 2,893 sqft it's also 67% larger than the typical Ocala listing.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 4 days on market in a Ocala market that averages 43 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of ON TOP OF THE WORLD REAL EST · Tammy Coughlin. MLS #OM729012.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ocala homes, in your inbox
Like 8370 SW 99TH TERRACE but not quite? A daily digest of every new listing in Ocala — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →