David Ramirez
$233,0002 bd2 ba1,424 sqft$164 /sqft$1,685 /mo all-in ↓

3705 N HONEYLOCUST DRIVE, BEVERLY HILLS, FL, 34465

Active16 days on marketListed Jul 22, 2026MLS #OM728968

Priced 14% below the BEVERLY HILLS 34465 medianSingle Family ResidenceBEVERLY HILLS UNIT 08 PH 02

About this home

3705 N HONEYLOCUST DRIVE

Tee Off Right Down the Road - Golfers paradise just around the corner from this home: This charming 1,424 sq ft home has been loved well and it shows — a functional split floor plan, a 2-car garage for all your gear (kayaks, golf clubs, fishing rods — bring it all!), and a generous .22-acre lot with room to garden, grill, or just enjoy the Florida sunshine. It's low-maintenance living designed to get you out the door and into the fun stuff! You're minutes from some of Citrus County's finest fairways. Squeeze in a quick 9 at Twisted Oaks Golf Club, just around the corner, or make a day of it at the legendary Black Diamond Ranch, where the Quarry Course delivers elevation changes that feel more Colorado than Florida. If you are more outdoorsy and prefer nature trails and parks, Central Ridge District Park and Central Ridge Community Park are just minutes away with sports fields, pickleball courts, disc golf, walking trails, tennis, and fishing ponds. Grab your bike and hop on the famous Withlacoochee State Trail — over 46 miles of paved path perfect for biking, jogging, or a lazy Sunday stroll- and it connects right into the local park system. You also have some of the best bass fishing on the Withlacoochee River, swim with the manatees in Crystal River, or float, paddle, or snorkel the Rainbow River — some of the clearest, most refreshing water in the state. Need a little more? Big city & theme parks are within reach: You're roughly 75-80 minutes to Tampa International Airport and about 90 minutes to Orlando International Airport — putting Disney, Universal, SeaWorld, and all the Central Florida theme park magic within a comfortable day trip or weekend getaway. Whether your idea of a perfect weekend is a round of golf, a paddle down a spring-fed river, a manatee encounter, or a scenic bike ride down the Withlacoochee Trail, this home puts it all within reach. Come see why this sweet Beverly Hills gem is more than a house — it's your ticket to the Florida outdoor life you've been dreaming about!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,424

Sqft

0.22 ac

Lot size

2

Garage

1988

Year built

One

Levels

$164

Per sqft

Inside

FlooringCarpet · Linoleum
AppliancesDishwasher · Dryer · Range · Refrigerator · Washer
InteriorLiving Room/Dining Room Combo · Primary Bedroom Main Floor
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesSouthwest
ExteriorRain Gutters · Sprinkler Metered

Community & fees

Taxes (2025)$608/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,685 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,372
FHA mortgage insurance (est.)$103
Property tax — 2025 actual bill$51
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,155Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,155
Interest rate6.00%
Loan term

Estimated payment

$1,685/mo

Principal & interest$1,372
FHA mortgage insurance (est.)$103
Property taxes (actual bill)$51
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $233K
$176KedgeAI estimate $207,452 · range $183K$219K$242K

vs edgeAI estimate

+12.3%

$/sqft vs Beverly Hills actives

$164 vs $179

Days on market

16 vs 35 typical

Where $164/sqft sits among the 116 Beverly Hills actives

16
31 · this home
24
20
12
13
$123–146$146–169$169–192$192–215$215–238$238+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Beverly Hills

Map of 3705 N HONEYLOCUST DRIVE

Get to know Beverly Hills. See the full Beverly Hills guide →

BEVERLY HILLS 34465 — neighborhood snapshot

Population

18,514

Median age

57.7

Median income

$55,513

Median home value

$233,000

Avg household

2.16

Households w/ children

1,201

For the school run

Citrus County School District

MiddleCitrus Springs Middle School★★★★★
ElementaryCentral Ridge Elementary School★★★★★
HighLecanto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Beverly Hills market

Seller’s marketLeans seller3.9 months of inventoryBuyer’s market

$224K$360K

Beverly Hills median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

53 of 116

Beverly Hills actives have cut their price

Median sold price, Beverly Hills, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 14% below the BEVERLY HILLS 34465 median. See the full Beverly Hills market guide →

Paper trail

This home's history

Jul 22, 2026Listed at $233,000 · 16 days on market since
1988Built · BEVERLY HILLS UNIT 08 PH 02

Reality check

What actually sold near 3705 N HONEYLOCUST DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3908 N ROCK JASMINE POINTSold · Nov ’25

$200,000

3908 N ROCK JASMINE POINT · same community

2 bd · 2 ba · 1,489 sqft · $134/sqft · 10 DOM

241 W VALERIAN PLACESold · Apr ’26

$219,999

241 W VALERIAN PLACE · same community

2 bd · 2 ba · 1,344 sqft · $164/sqft · 4 DOM

3509 N HONEYLOCUST DRIVESold · Jan ’26

$195,000

3509 N HONEYLOCUST DRIVE · same community

3 bd · 1.5 ba · 1,545 sqft · $126/sqft · 48 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3705 N HONEYLOCUST DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3705 N HONEYLOCUST DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

3705 N HONEYLOCUST DRIVE FAQs

What would the monthly payment be for 3705 N HONEYLOCUST DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,685/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3705 N HONEYLOCUST DRIVE?+

The most recent tax bill on record (2025) was $608. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Beverly Hills?+

At $233,000, this home is listed about 22% below the Beverly Hills median of $299,800. The market section on this page shows how the area is trending.

Which schools are assigned to 3705 N HONEYLOCUST DRIVE?+

Citrus Springs Middle School (middle), Central Ridge Elementary School (elementary), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS CORNERSTONE RE · Julie Beck. MLS #OM728968.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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