David Ramirez
$330,0003 bd2 ba2,165 sqft$152 /sqft$2,475 /mo all-in ↓

8939 SW 194TH COURT, DUNNELLON, FL, 34432

Active18 days on marketListed Jul 21, 2026MLS #OM728866

Single Family ResidenceFAIRWAY ESTATE

About this home

8939 SW 194TH COURT

Here is your opportunity to own a piece of paradise in the highly sought after Rainbow Springs Fairway Estates, where residents enjoy exclusive access to the crystal clear Rainbow River. This exceptional community features a private river park located just south of the head spring at Rainbow Springs State Park, one of the area's most coveted amenities. Residents also enjoy a private beach, pavilions for gatherings, a community pool, fitness center, tennis and pickleball courts, and a vibrant community center. Designed with entertaining in mind, this spacious home offers an open-concept floor plan that seamlessly connects the living room, dining area, and kitchen. Two oversized three-panel sliding glass doors open to an expansive 624 square-foot screened lanai complete with an outdoor prep area and an abundance of storage and there is a 120 V floor outlet to add your spa to this space. One slider fully pockets, creating a true indoor/outdoor living experience that's perfect for hosting family and friends. The thoughtfully designed split bedroom floor plan provides privacy for the spacious primary suite, which features direct lanai access, dual walk-in closets, separate vanities, a relaxing soaking tub, walk-in shower, and private water closet. The guest bedrooms are situated on the opposite side of the home, offering comfort and privacy for family or visitors. Additional features include a 2022 roof, irrigation system, rain gutters with leaf guards added in 2020 and a low maintenance native landscaped yard. Adding to its appeal, the home overlooks the former golf course, providing peaceful views and plenty of open green space for walking, exercising, or enjoying time with your four-legged family members. The location in Fairway estates is on a cul-de-sac with only residence traffic and a nice security feature. Located just minutes from historic downtown Dunnellon, you'll enjoy charming local shops, restaurants, and endless outdoor recreation. Spend your days kayaking, paddleboarding, tubing, or swimming in the world-famous Rainbow River, or take a short drive to Ocala and the renowned World Equestrian Center, approximately 15 miles away. Whether you're searching for a full-time residence, vacation getaway, or investment property, this home offers an unbeatable combination of space, location, and an incredible Florida lifestyle. Schedule your private showing today and experience the Rainbow Springs community.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,165

Sqft

0.26 ac

Lot size

2

Garage

1998

Year built

One

Levels

$152

Per sqft

Trees/Woods view

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewTrees/Woods
FacesWest
ExteriorIrrigation System · Rain Gutters · Sliding Doors

Community & fees

HOA fee$21/mo
Taxes (2025)$2,464/yr
PetsCats OK, Dogs OK
CommunityRiver · Water Access · Community Mailbox · Deed Restrictions · Fitness Center · Pool · Restaurant

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,475 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,943
FHA mortgage insurance (est.)$146
Property tax — 2025 actual bill$205
HOA fee — from the listing$21
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,550Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,550
Interest rate6.00%
Loan term

Estimated payment

$2,475/mo

Principal & interest$1,943
FHA mortgage insurance (est.)$146
Property taxes (actual bill)$205
HOA / condo fee$21
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $330K
$288KedgeAI estimate $322,788 · range $300K$358K$372K

vs edgeAI estimate

+2.2%

$/sqft vs Dunnellon actives

$152 vs $183

Days on market

18 vs 39 typical

Where $152/sqft sits among the 400 Dunnellon actives

181 · this home
133
41
14
7
24
$132–178$178–223$223–268$268–314$314–359$359+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dunnellon

Map of 8939 SW 194TH COURT

Get to know Dunnellon. See the full Dunnellon guide →

DUNNELLON 34432 — neighborhood snapshot

Population

13,197

Median age

56

Median income

$47,711

Median home value

$223,900

Avg household

2.27

Households w/ children

858

For the school run

Marion County School District

ElementaryDunnellon Elementary School★★★★★
HighDunnellon High School★★★★★
MiddleDunnellon Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dunnellon market

Seller’s marketLeans seller3.6 months of inventoryBuyer’s market

$265K$280K

Dunnellon median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

169 of 400

Dunnellon actives have cut their price

Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 50% above the DUNNELLON 34432 median. See the full Dunnellon market guide →

Paper trail

This home's history

Jul 21, 2026Listed at $330,000 · 18 days on market since
1998Built · FAIRWAY ESTATE

Reality check

What actually sold near 8939 SW 194TH COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

19686 SW 88TH LOOPSold · Sep ’25

$380,000

19686 SW 88TH LOOP · same community

3 bd · 2 ba · 2,190 sqft · $174/sqft · 14 DOM

8869 SW 194TH COURTSold · Feb ’26

$365,000

8869 SW 194TH COURT · same community

3 bd · 2 ba · 2,856 sqft · $128/sqft · 304 DOM

15200 SW 109 Avenue, Miami FL 33157Sold · Dec ’25

$420,000

15200 SW 109 Avenue, Miami FL 33157 · same community

3 bd · 2 ba · 12 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8939 SW 194TH COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8939 SW 194TH COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

8939 SW 194TH COURT FAQs

What would the monthly payment be for 8939 SW 194TH COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,475/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8939 SW 194TH COURT?+

The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8939 SW 194TH COURT?+

The most recent tax bill on record (2025) was $2,464. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8939 SW 194TH COURT?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dunnellon?+

At $330,000, this home is listed about 10% above the Dunnellon median of $300,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8939 SW 194TH COURT?+

Dunnellon Elementary School (elementary), Dunnellon High School (high), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BLACKHORSE REAL ESTATE LLC · Cheryl Regina. MLS #OM728866.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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8939 SW 194TH COURT, DUNNELLON, FL — 3 Bed, 2 Bath — $330,000 | CENTURY 21 Edge