706 MURRAY CIRCLE, LADY LAKE, FL, 32159
Active3 days on marketListed Jul 20, 2026MLS #OM728841
About this home
706 MURRAY CIRCLE
Welcome to this spacious and versatile 4-bedroom, 3-bath home nestled on a quiet cul-de-sac in the heart of Lady Lake. Offering a flexible layout, this home is perfect for multigenerational living, guests, or potential rental income. The converted garage serves as a private in-law suite complete with its own living area, kitchenette, bedroom, and full bathroom, providing comfort and independence while remaining connected to the main home. Inside the main residence, you'll find bright and inviting living spaces, a functional kitchen with ample cabinetry and counter space, and a split-bedroom floor plan designed for privacy and everyday convenience. The primary suite offers a peaceful retreat with an en-suite bathroom, while the additional bedrooms provide plenty of room for family, a home office, or hobbies. Step outside to enjoy the backyard with space to relax, entertain, or create your own outdoor oasis. Conveniently located just minutes from shopping, dining, medical facilities, The Villages, golf courses, and major roadways, this home offers the perfect combination of flexibility, functionality, and location.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,660
Sqft
0.3 ac
Lot size
1995
Year built
One
Levels
$142
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,003 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,003/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−38.9%
Days on market
3 vs 50 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lady Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lady Lake. See the full Lady Lake guide →
LADY LAKE 32159 — neighborhood snapshot
Population
30,846
Median age
68.7
Median income
$57,536
Median home value
$272,100
Avg household
1.83
Households w/ children
1,240
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lady Lake market
$306K → $305K
Lady Lake median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% above the LADY LAKE 32159 median. See the full Lady Lake market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 706 MURRAY CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 706 MURRAY CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
706 MURRAY CIRCLE FAQs
What would the monthly payment be for 706 MURRAY CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,003/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 706 MURRAY CIRCLE?+
The most recent tax bill on record (2025) was $5,325. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lady Lake?+
At $379,000, this home is listed about 17% above the Lady Lake median of $325,000. The market section on this page shows how the area is trending.
Which schools are assigned to 706 MURRAY CIRCLE?+
The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of EPIQUE REALTY INC. · Lexi Little. MLS #OM728841.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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