David Ramirez
$340,0003 bd2 ba1,392 sqft$244 /sqft$2,587 /mo all-in ↓

2240 LOWRY ROAD, THE VILLAGES, FL, 32162

Active3 days on marketListed Jul 22, 2026MLS #OM728822

Single Family ResidenceTHE VILLAGES

About this home

2240 LOWRY ROAD

Great location just off 466A and Buena Vista Blvd. 3/2 AMARILLO model is minutes from the Seabreeze Rec Center and ideally situated between Lake Sumter Landing and Brownwood Paddock Square --take your pick! A painted driveway and shady front porch welcome you inside to the open floorplan. Tastefully redone with luxury vinyl flooring throughout, updated cabinetry w/ pullouts, a tile backsplash and plantation shutters on all windows makes it feel like home. Split bedroom plan lends well for guests' privacy behind a pocket door. Both bedrooms are roomy, light and bright and share a bath and linen closet. The primary bedroom provides plenty of space for all bed sizes, has a walk-in closet and bath with extended vanity, linen closet and step-in shower. The screened lanai just off the dining area provides a peaceful spot to relax with privacy landscaping and a patio area for grilling as well. Inside laundry room w/ cabinetry, 2 car garage w/ utility sink and screen door round out the features of this perfect home. ROOF 2020 HVAC 2013

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,392

Sqft

0.12 ac

Lot size

2

Garage

2005

Year built

One

Levels

$244

Per sqft

55+ communityPets allowed

Inside

FlooringLaminate · Linoleum
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Split Bedroom · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationSlab
FacesNortheast
ExteriorIrrigation System · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$3,305/yr
PetsYes
CommunityCommunity Mailbox · Deed Restrictions · Fitness Center · Golf Carts OK · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,587 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,002
FHA mortgage insurance (est.)$150
Property tax — 2025 actual bill$275
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,900
Interest rate6.00%
Loan term

Estimated payment

$2,587/mo

Principal & interest$2,002
FHA mortgage insurance (est.)$150
Property taxes (actual bill)$275
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $340K
$325KedgeAI estimate $346,232 · range $338K$352K$366K

vs edgeAI estimate

−1.8%

$/sqft vs THE VILLAGES

$244 vs $250

Days on market

3 vs 47 typical

Where $244/sqft sits among the 217 homes for sale in THE VILLAGES

50
65 · this home
54
19
14
15
$189–221$221–254$254–287$287–319$319–352$352+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The Villages

Map of 2240 LOWRY ROAD

Drive times from this address

Downtown Orlando61 min
Universal Orlando64 min
Walt Disney World72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know The Villages. See the full The Villages guide →

THE VILLAGES 32162 — neighborhood snapshot

Population

54,019

Median age

74.2

Median income

$73,927

Median home value

$358,100

Avg household

1.72

Households w/ children

135

For the school run

Sumter County School District

ElementaryWildwood Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The The Villages market

Seller’s marketLeans seller3.7 months of inventoryBuyer’s market

$355K$335K

The Villages median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

126 of 217

THE VILLAGES have cut their price

Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2% below the THE VILLAGES 32162 median. See the full The Villages market guide →

Paper trail

This home's history

Jul 22, 2026Listed at $340,000 · 3 days on market since
2005Built · THE VILLAGES

Reality check

What actually sold near 2240 LOWRY ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

939 LIVINGSTON LOOPSold · Dec ’25

$325,000

939 LIVINGSTON LOOP · same community

3 bd · 2 ba · 1,392 sqft · $233/sqft · 33 DOM

2053 DUVAL COURTSold · Dec ’25

$335,000

2053 DUVAL COURT · same community

3 bd · 2 ba · 1,397 sqft · $240/sqft · 21 DOM

612 LISBON LANESold · Dec ’25

$339,250

612 LISBON LANE · same community

2 bd · 2 ba · 1,383 sqft · $245/sqft · 163 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2240 LOWRY ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2240 LOWRY ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2240 LOWRY ROAD FAQs

What would the monthly payment be for 2240 LOWRY ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,587/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2240 LOWRY ROAD?+

The most recent tax bill on record (2025) was $3,305. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2240 LOWRY ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in The Villages?+

At $340,000, this home is listed about 9% below the The Villages median of $375,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2240 LOWRY ROAD?+

Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ROBERTS REAL ESTATE INC · Diane Trexler. MLS #OM728822.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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