David Ramirez
$710,0003 bd2 ba2,492 sqft$285 /sqft$4,633 /mo all-in ↓

11235 SW 131ST TERRACE, DUNNELLON, FL, 34432

Active15 days on marketListed Jul 20, 2026MLS #OM728815

Single Family ResidenceROLLING RANCH ESTATES

About this home

11235 SW 131ST TERRACE

NO HOA! Situated on 6.85 acres across four separate parcels, this 3-bedroom, 2-bath property offers the perfect combination of privacy, functionality, and location. Ideal for horse enthusiasts, the property is just minutes from HITS Ocala and the World Equestrian Center, with plenty of room for horses, barns, paddocks, and riding areas. The home features energy-saving solar panels, a newer HVAC system, and a durable metal roof. A massive 2,600-square-foot workshop on a concrete slab provides exceptional space for equipment, RV storage, vehicles, hobbies, or a home-based business. Inside, the home offers comfortable living with a spacious layout designed for everyday living and entertaining. Outside, the expansive acreage provides endless opportunities to create your own equestrian estate, hobby farm, or private country retreat while still being conveniently located near shopping, dining, medical facilities, and the crystal-clear Rainbow River, with easy access to Ocala, Gainesville, and Florida's Gulf Coast.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,492

Sqft

6.85 ac

Lot size

1996

Year built

One

Levels

$285

Per sqft

FireplacePets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Primary Bedroom Main Floor · Split Bedroom · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofMetal
ConstructionWood Frame
FoundationSlab
FacesNorth
ExteriorBasketball Court · Private Mailbox · Storage

Community & fees

Taxes (2025)$4,508/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Phone Available · Solar · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,633 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,831
PMI (est., until 20% equity)$266
Property tax — 2025 actual bill$376
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $71,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $71,000
Interest rate6.00%
Loan term

Estimated payment

$4,633/mo

Principal & interest$3,831
PMI (est., until 20% equity)$266
Property taxes (actual bill)$376
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $710K
$321KedgeAI estimate $363,205 · range $335K$422K$738K

vs edgeAI estimate

+95.5%

$/sqft vs ROLLING RANCH ESTATES

$285 vs $192

Days on market

15 vs 40 typical

Where $285/sqft sits among the 17 homes for sale in ROLLING RANCH ESTATES

6
9
1
0
0
1 · this home
$170–190$190–209$209–228$228–247$247–266$266+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dunnellon

Map of 11235 SW 131ST TERRACE

Get to know Dunnellon. See the full Dunnellon guide →

DUNNELLON 34432 — neighborhood snapshot

Population

13,197

Median age

56

Median income

$47,711

Median home value

$223,900

Avg household

2.27

Households w/ children

858

For the school run

Marion County School District

ElementaryDunnellon Elementary School★★★★★
HighDunnellon High School★★★★★
MiddleDunnellon Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dunnellon market

Seller’s marketLeans seller3.7 months of inventoryBuyer’s market

$265K$280K

Dunnellon median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

6 of 17

ROLLING RANCH ESTATES have cut their price

Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 223% above the DUNNELLON 34432 median. See the full Dunnellon market guide →

Paper trail

This home's history

Jul 20, 2026Listed at $710,000 · 15 days on market since
1996Built · ROLLING RANCH ESTATES

Reality check

What actually sold near 11235 SW 131ST TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13165 SW 107TH STREETSold · Sep ’25

$305,000

13165 SW 107TH STREET · same community

3 bd · 2 ba · 1,875 sqft · $163/sqft · 112 DOM

13346 SW 107TH STREETSold · Mar ’26

$274,200

13346 SW 107TH STREET · same community

3 bd · 2 ba · 1,593 sqft · $172/sqft · 172 DOM

13334 SW 107 STREETSold · Aug ’25

$285,000

13334 SW 107 STREET · same community

3 bd · 2 ba · 1,547 sqft · $184/sqft · 110 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11235 SW 131ST TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11235 SW 131ST TERRACE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

11235 SW 131ST TERRACE FAQs

What would the monthly payment be for 11235 SW 131ST TERRACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,633/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 11235 SW 131ST TERRACE?+

The most recent tax bill on record (2025) was $4,508. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11235 SW 131ST TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dunnellon?+

At $710,000, this home is listed about 137% above the Dunnellon median of $299,995. The market section on this page shows how the area is trending.

Which schools are assigned to 11235 SW 131ST TERRACE?+

Dunnellon Elementary School (elementary), Dunnellon High School (high), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RAINBOW SPRINGS REAL ESTATE · Randy Shultz. MLS #OM728815.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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