5045 SW 2ND AVENUE, OCALA, FL, 34471
Active5 days on marketListed Jul 20, 2026MLS #OM728793
About this home
5045 SW 2ND AVENUE
Experience the perfect blend of privacy and convenience in this beautifully updated concrete block home, tucked away at the end of a quiet cul-de-sac in the desirable Lemonwood II neighborhood of SW Ocala. Situated on a fenced 0.66-acre lot with no HOA, you'll enjoy a peaceful, wooded setting that feels like country living while being just minutes from shopping, dining, medical facilities, and everyday conveniences. Built in 2002, this meticulously maintained home offers 2,323 living square feet with a desirable split floor plan featuring 3 bedrooms, 2 full bathrooms, and a central half bath. Vaulted ceilings create an open, airy feel throughout the main living areas, while luxury vinyl plank flooring, granite countertops throughout, and beautifully remodeled bathrooms (2021) add timeless style. Designed for both everyday living and entertaining, the spacious kitchen features stainless steel appliances, granite countertops, a center island for added prep space, a pantry closet, a wraparound raised breakfast bar with plenty of seating, and a charming built-in breakfast nook with bench seating. A dedicated office with custom built-in cabinetry and granite countertops provides the perfect work-from-home space. The formal dining room, built-in entertainment center with an electric fireplace, updated chandeliers and lighting fixtures, and spacious primary suite with a walk-in closet complete the thoughtfully designed interior. Recent updates include interior paint (2021), exterior paint (2021), beautifully remodeled bathrooms (2021), a new water heater (2021), and the septic system was professionally pumped in 2025, giving buyers added peace of mind. Step outside to relax on the welcoming front porch or entertain on the wood deck overlooking the private, fenced backyard. Additional exterior features include a storage shed, irrigation system, gutters, and an extended concrete driveway with additional parking. The inside laundry room offers abundant cabinetry for storage, while the two-car garage provides even more functionality. Serviced by well and septic and offering fiber internet availability, this home combines the tranquility of country-style living with the convenience of city amenities just minutes away. All kitchen appliances, along with the washer and dryer, convey with the home. Offering the perfect combination of space, privacy, thoughtful updates, and an unbeatable SW Ocala location with no HOA, this exceptional property is ready to welcome its next owners.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,323
Sqft
0.66 ac
Lot size
2
Garage
2002
Year built
One
Levels
$215
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,623 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,623/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26.9%
$/sqft vs Ocala actives
$215 vs $182
Days on market
5 vs 43 typical
Where $215/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34471 — neighborhood snapshot
Population
26,031
Median age
44.2
Median income
$60,283
Median home value
$292,200
Avg household
2.31
Households w/ children
2,491
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
158 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 65% above the OCALA 34471 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 5045 SW 2ND AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$425,000
5025 SW 4TH CIRCLE · same community
4 bd · 2.5 ba · 2,461 sqft · $173/sqft · 39 DOM
Sold · May ’26$350,000
4121 SW 6TH AVENUE
3 bd · 2 ba · 2,232 sqft · $157/sqft · 12 DOM
Sold · Jul ’26$435,000
3812 SE 5TH AVENUE
3 bd · 3 ba · 2,170 sqft · $200/sqft · 113 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5045 SW 2ND AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5045 SW 2ND AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5045 SW 2ND AVENUE FAQs
What would the monthly payment be for 5045 SW 2ND AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,623/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5045 SW 2ND AVENUE?+
The most recent tax bill on record (2025) was $3,594. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5045 SW 2ND AVENUE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $499,900, this home is listed about 67% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5045 SW 2ND AVENUE?+
Eighth Street Elementary School (elementary), Osceola Middle School (middle), Forest High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$499,900 runs 65% above the OCALA 34471 median — but at 2,323 sqft it's also 34% larger than the typical Ocala listing.
02Fresh on the market
Only 5 days on market in a Ocala market that averages 43 — if it fits, move quickly.
03Strong assigned schools
Eighth Street Elementary School, Osceola Middle School, Forest High School — Eighth Street Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LISA WOLFE REALTY, INC. · Lauren Gibson. MLS #OM728793.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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