David Ramirez
$442,0504 bd2 ba2,330 sqft$190 /sqft$2,998 /mo all-in ↓

13154 SW 70TH LANE, OCALA, FL, 34481

Active6 days on marketListed Jul 19, 2026MLS #OM728769

New constructionSingle Family ResidenceROLLING HILLS UN 3

About this home

13154 SW 70TH LANE

Under Construction. THIS HOME QUALIFIES FOR A LOW INTEREST RATE BUYDOWN WHEN BUYER CLOSES WITH A SELLER APPROVED LENDER AND SIGNS A CONTRACT BY 5PM ON 8/15/2026. Brand new CONCRETE BLOCK home under construction. Estimated completion is approx Dec/Jan pending any setbacks beyond the builders control. Just a short drive to the World Equestrian Center or Rainbow River! Over 1 acre lot! Home will have a side load 3 car garage and stone pkg on home. Great open floor plan for entertaining. Tray ceiling in the owners suite with access to covered lanai. Living room has double doors to allow for many uses of this space. (Den, study or 5th bedroom) Great floor plan for entertaining. Bath 2 has access to lanai. Many features include upgraded cabinets, granite counter tops, stainless appliance pkg (range microwave and dishwasher included), tile shower with separate soaking tub in owners bath, mini blind inserts in rear exterior doors, TILE ALL AREAS EXCEPT BEDROOMS (bedrooms and closets will have carpet), irrigation system and much more! TAEXX pest control system built in home. Builder warranty! Builder helps with closing costs if Buyer pays cash or closes with a Seller approved lender. Prices /Promotions are subject to change without notice. Pictures are of a similar home for illustrative purposes only. Colors and features will vary!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,330

Sqft

1.12 ac

Lot size

3

Garage

2026

Year built

One

Levels

$190

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Microwave · Range
InteriorTray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stone · Stucco
FoundationSlab
FacesNorth
ExteriorIrrigation System

Community & fees

Taxes (2025)$477/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,998 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,602
FHA mortgage insurance (est.)$196
Property tax — 2025 actual bill$40
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,472Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,472
Interest rate6.00%
Loan term

Estimated payment

$2,998/mo

Principal & interest$2,602
FHA mortgage insurance (est.)$196
Property taxes (actual bill)$40
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $442K
$424KedgeAI estimate $527,545 · range $509K$594K$618K

vs edgeAI estimate

−16.2%

$/sqft vs Ocala actives

$190 vs $181

Days on market

6 vs 43 typical

Where $190/sqft sits among the 400 Ocala actives

124
165 · this home
67
14
3
27
$122–165$165–208$208–252$252–295$295–338$338+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 13154 SW 70TH LANE

Get to know Ocala. See the full Ocala guide →

OCALA 34481 — neighborhood snapshot

Population

25,668

Median age

68.5

Median income

$54,639

Median home value

$213,000

Avg household

1.9

Households w/ children

978

For the school run

Marion County School District

MiddleLiberty Middle School★★★★★
HighWest Port High School★★★★★
ElementaryMarion Oaks Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

154 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 89% above the OCALA 34481 median. See the full Ocala market guide →

Paper trail

This home's history

Jul 19, 2026Listed at $442,050 · 6 days on market since
2026Built · ROLLING HILLS UN 3

Reality check

What actually sold near 13154 SW 70TH LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7165 SW 129TH TERRACE ROADSold · Mar ’26

$359,000

7165 SW 129TH TERRACE ROAD · same community

3 bd · 2 ba · 1,785 sqft · $201/sqft · 0 DOM

13131 SW 73RD STREETSold · Jun ’26

$328,000

13131 SW 73RD STREET · same community

3 bd · 2 ba · 1,393 sqft · $235/sqft · 10 DOM

13437 SW 85 PLACESold · Dec ’25

$505,000

13437 SW 85 PLACE

3 bd · 2.5 ba · 2,355 sqft · $214/sqft · 24 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 13154 SW 70TH LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13154 SW 70TH LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

13154 SW 70TH LANE FAQs

What would the monthly payment be for 13154 SW 70TH LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,998/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 13154 SW 70TH LANE?+

The most recent tax bill on record (2025) was $477. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13154 SW 70TH LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $442,050, this home is listed about 48% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 13154 SW 70TH LANE?+

Liberty Middle School (middle), West Port High School (high), Marion Oaks Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ADAMS HOMES REALTY INC · Gina Junglas. MLS #OM728769.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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