10673 SW 102ND LANE, OCALA, FL, 34481
Active11 days on marketListed Jul 20, 2026MLS #OM728759
About this home
10673 SW 102ND LANE
Discover easy, low-maintenance living in this beautifully designed Magnolia model located in the highly sought-after On Top of the World community. This thoughtfully crafted home features 2 bedrooms, 2.5 bathrooms, a 2-car garage with a dedicated golf cart garage, and an open-concept layout that blends comfort and functionality. Luxury vinyl plank flooring extends throughout the home, creating a stylish, cohesive look with no carpet. The spacious great room flows seamlessly into the kitchen and breakfast area, making it perfect for everyday living and entertaining. A versatile flex room and separate den provide endless possibilities for a home office, hobby space, library, or guest accommodations, while the dedicated laundry suite adds everyday convenience. Outside your front door, enjoy an award-winning active adult lifestyle with an impressive collection of amenities, including multiple fitness centers, resort-style pools, golf courses, pickleball and tennis courts, more than 21 miles of scenic walking trails, weekly entertainment, lifelong learning opportunities, and over 175 resident clubs. Surrounded by beautifully maintained landscapes and conveniently located near shopping, dining, medical facilities, and the natural beauty of Central Florida, this exceptional home offers the perfect opportunity to enjoy everything On Top of the World has to offer.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
2,493
Sqft
0.32 ac
Lot size
2
Garage
2026
Year built
One
Levels
$200
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,840 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,840/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.5%
$/sqft vs ON TOP OF THE WORLD
$200 vs $149
Days on market
11 vs 43 typical
Where $200/sqft sits among the 250 homes for sale in ON TOP OF THE WORLD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
115 of 250
ON TOP OF THE WORLD have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 112% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 10673 SW 102ND LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$420,000
10325 SW 105TH COURT · same community
3 bd · 3 ba · 2,536 sqft · $166/sqft · 11 DOM
Sold · Dec ’25$385,500
10324 SW 105TH COURT · same community
3 bd · 2.5 ba · 2,297 sqft · $168/sqft · 32 DOM
Sold · Dec ’25$398,500
9949 SW 106TH CIRCLE · same community
2 bd · 2 ba · 2,202 sqft · $181/sqft · 92 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10673 SW 102ND LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10673 SW 102ND LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10673 SW 102ND LANE FAQs
What would the monthly payment be for 10673 SW 102ND LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,840/mo — principal and interest, the actual property-tax bill, the $494/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10673 SW 102ND LANE?+
The association fee works out to $494 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10673 SW 102ND LANE?+
The most recent tax bill on record (2025) was $382. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10673 SW 102ND LANE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $498,375, this home is listed about 67% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10673 SW 102ND LANE?+
Liberty Middle School (middle), West Port High School (high), Marion Oaks Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ON TOP OF THE WORLD REAL EST · Jason Taflinger. MLS #OM728759.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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