4493 NW 2ND COURT, OCALA, FL, 34475
Active7 days on marketListed Jul 29, 2026MLS #OM728755
About this home
4493 NW 2ND COURT
Virtually Staged. Welcome to this Charming, Move-In Ready Home located in the Highly Sought-After Gated Community of St. James Park in NW Ocala! Built in 2021, this Beautifully Maintained 3-Bedroom, 2-Bath Residence offers the perfect combination of modern comfort and convenience. The open floor plan is ideal for everyday living and entertaining, while the Screened-In Lanai provides a relaxing space to enjoy Florida’s beautiful weather year-round. The Fully Vinyl-Fenced Backyard offers privacy and room for pets, play, or gardening. The Spacious 2-Car Garage includes a Utility Sink for added functionality. Conveniently located just minutes from shopping, restaurants, medical facilities, and only 10 minutes from historic Downtown Ocala, this home also offers easy access to I-75, making for an easy 30-minute commute to Gainesville. Close to several major distribution centers and situated in a quiet, well-maintained neighborhood, this home is ready for its next owners. Schedule your private showing today! Motivated Seller!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,422
Sqft
0.13 ac
Lot size
2
Garage
2021
Year built
One
Levels
$169
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,087 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,087/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.8%
$/sqft vs Ocala actives
$169 vs $187
Days on market
7 vs 49 typical
Where $169/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34475 — neighborhood snapshot
Population
14,812
Median age
36.1
Median income
$33,515
Median home value
$170,300
Avg household
2.65
Households w/ children
1,649
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
162 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% below the OCALA 34475 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 4493 NW 2ND COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$275,000
3827 St Marks Drive, Fort Pierce FL 34982 · same community
2 bd · 2 ba · 1,514 sqft · $182/sqft · 13 DOM
Sold · Feb ’26$292,000
19 NW 45TH LOOP · same community
4 bd · 2 ba · 1,683 sqft · $173/sqft · 157 DOM
Sold · Dec ’25$290,000
4370 NW 1ST COURT ROAD · same community
4 bd · 2 ba · 1,683 sqft · $172/sqft · 43 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4493 NW 2ND COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4493 NW 2ND COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4493 NW 2ND COURT FAQs
What would the monthly payment be for 4493 NW 2ND COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,087/mo — principal and interest, the actual property-tax bill, the $93/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4493 NW 2ND COURT?+
The association fee works out to $93 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4493 NW 2ND COURT?+
The most recent tax bill on record (2025) was $3,787. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4493 NW 2ND COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $239,900, this home is listed about 20% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4493 NW 2ND COURT?+
Vanguard High School (high), Howard Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Nina Sandoval. MLS #OM728755.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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