10306 SW 85TH PLACE ROAD, OCALA, FL, 34481
Pending11 days on marketListed Jul 16, 2026MLS #OM728640
About this home
10306 SW 85TH PLACE ROAD
Discover effortless Florida living in the Brighton, a beautifully designed new construction home in the sought-after On Top of the World community. Offering 2,137 square feet of thoughtfully crafted living space, this home features 2 bedrooms, 2 bathrooms, and an oversized 3-car garage with dedicated golf cart parking. The open and inviting floor plan includes a spacious living room that flows into the dining area, creating the perfect setting for entertaining or relaxing with family and friends. A versatile flex room provides endless possibilities as a home office, hobby room, fitness space, or guest area to fit your lifestyle. Designed with convenience in mind, the home also features a dedicated laundry suite, abundant storage, and quality finishes throughout. Enjoy the comfort of modern construction along with access to the exceptional amenities, clubs, golf, fitness centers, and active lifestyle that make On Top of the World one of Central Florida's premier 55+ communities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
2,145
Sqft
0.33 ac
Lot size
3
Garage
2026
Year built
One
Levels
$249
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,944 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,944/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.6%
$/sqft vs CANDLER HILLS
$249 vs $219
Days on market
11 vs 43 typical
Where $249/sqft sits among the 30 homes for sale in CANDLER HILLS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
7 of 30
CANDLER HILLS have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 131% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 10306 SW 85TH PLACE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$412,000
10084 SW 85TH PLACE ROAD · same community
2 bd · 2 ba · 2,145 sqft · $192/sqft · 90 DOM
Sold · Dec ’25$435,500
10117 SW 84TH STREET ROAD · same community
2 bd · 2 ba · 2,145 sqft · $203/sqft · 82 DOM
Sold · Jan ’26$440,000
10045 SW 82ND PLACE ROAD · same community
3 bd · 3 ba · 2,211 sqft · $199/sqft · 151 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10306 SW 85TH PLACE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10306 SW 85TH PLACE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10306 SW 85TH PLACE ROAD FAQs
What would the monthly payment be for 10306 SW 85TH PLACE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,944/mo — principal and interest, the actual property-tax bill, the $366/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10306 SW 85TH PLACE ROAD?+
The association fee works out to $366 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10306 SW 85TH PLACE ROAD?+
The most recent tax bill on record (2025) was $443. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10306 SW 85TH PLACE ROAD?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $534,280, this home is listed about 79% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10306 SW 85TH PLACE ROAD?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ON TOP OF THE WORLD REAL EST · Jason Taflinger. MLS #OM728640.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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