David Ramirez
$150,000$155,0002 bd2 ba924 sqft$162 /sqft$1,557 /mo all-in ↓

2701 NE 10TH STREET UNIT 401, OCALA, FL, 34470

Active17 days on marketListed Jul 16, 2026MLS #OM728602

Priced 32% below the OCALA 34470 medianReduced $5KCondominiumOAKBROOK VILLAGE

About this home

2701 NE 10TH STREET UNIT 401

Welcome home to this lovely end unit condo in Oakbrook Village!  This is a one-story two bedroom two bathroom condo with attached one car garage and private porch.  As you arrive, you are first greeted by a paver patio surrounded by flowering plants, creating a warm and inviting entrance.  Step inside to an open floor plan with combined living and dining area, ideal for everyday living and for entertaining.  Just off the dining area, the 10' by 12' screen enclosed porch with stacking vinyl film windows is another wonderful place to unwind and enjoy your favorite beverage.  The kitchen has a pantry closet and lots of counter space that includes seating for two.  The primary bedroom has an ensuite bathroom with walk in shower.  The second full bathroom is ideally situated between the guest bedroom and the main living area and has a tub.  There is a community pool perfect for these warm Florida days, as well as an outdoor clubhouse and racquetball court. The condo association takes care of all outside maintenance, pool maintenance, pest control, and trash pickup, so when you come home, you can RELAX!!  Come enjoy the low maintenance lifestyle and the convenient location that is close to restaurants, shopping, parks, and medical facilities!  Make your appointment to see this one TODAY!!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

924

Sqft

0.02 ac

Lot size

1

Garage

1986

Year built

One

Levels

$162

Per sqft

Garden view

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Electric Water Heater · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan
LaundryElectric Dryer Hookup · In Garage · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionCedar · Wood Frame
FoundationSlab
ViewGarden
FacesEast
ExteriorGarden · Rain Gutters · Sidewalk

Community & fees

HOA fee$407/mo
Taxes (2025)$487/yr
PetsCats OK, Dogs OK, Number Limit, Size Limit
CommunityClubhouse · Community Mailbox · Pool · Racquetball · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Street Lights · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,557 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$883
FHA mortgage insurance (est.)$66
Property tax — 2025 actual bill$41
Condo fee — from the listing$407
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,250
Interest rate6.00%
Loan term

Estimated payment

$1,557/mo

Principal & interest$883
FHA mortgage insurance (est.)$66
Property taxes (actual bill)$41
HOA / condo fee$407
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $150K
$129KedgeAI estimate $136,433 · range $135K$141K$156K

vs edgeAI estimate

+9.9%

$/sqft vs Ocala actives

$162 vs $184

Days on market

17 vs 43 typical

Where $162/sqft sits among the 400 Ocala actives

135 · this home
162
56
15
6
26
$127–170$170–212$212–255$255–298$298–341$341+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 2701 NE 10TH STREET UNIT 401

Get to know Ocala. See the full Ocala guide →

OCALA 34470 — neighborhood snapshot

Population

21,521

Median age

40.1

Median income

$49,592

Median home value

$171,500

Avg household

2.29

Households w/ children

2,267

For the school run

Marion County School District

ElementaryWard-Highlands Elementary School★★★★
MiddleFort King Middle School★★★★
HighVanguard High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

146 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 32% below the OCALA 34470 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $150,000 $5K
Jul 16, 2026Listed at $155,000 · 17 days on market since
1986Built · OAKBROOK VILLAGE

Reality check

What actually sold near 2701 NE 10TH STREET UNIT 401

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2701 NE 10TH STREET UNIT 101Sold · Dec ’25

$110,000

2701 NE 10TH STREET UNIT 101 · same community

2 bd · 2 ba · 924 sqft · $119/sqft · 10 DOM

2309 SW 81st Terrace # 5, North Lauderdale FL 33068Sold · Jun ’26

$135,000

2309 SW 81st Terrace # 5, North Lauderdale FL 33068 · same community

2 bd · 2 ba · 1,050 sqft · $129/sqft · 97 DOM

8120 SW 24th Street # 103, North Lauderdale FL 33068Sold · Jun ’26

$105,000

8120 SW 24th Street # 103, North Lauderdale FL 33068 · same community

2 bd · 2 ba · 1,160 sqft · $91/sqft · 289 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2701 NE 10TH STREET UNIT 401 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2701 NE 10TH STREET UNIT 401 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2701 NE 10TH STREET UNIT 401 FAQs

What would the monthly payment be for 2701 NE 10TH STREET UNIT 401?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,557/mo — principal and interest, the actual property-tax bill, the $407/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2701 NE 10TH STREET UNIT 401?+

The association fee works out to $407 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2701 NE 10TH STREET UNIT 401?+

The most recent tax bill on record (2025) was $487. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2701 NE 10TH STREET UNIT 401?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $150,000, this home is listed about 50% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2701 NE 10TH STREET UNIT 401?+

Ward-Highlands Elementary School (elementary), Fort King Middle School (middle), Vanguard High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the OCALA 34470 market on paper

$150,000 is 32% below the OCALA 34470 median of $220,250, and at $162/sqft it sits under the Ocala average of $204.

02Garden views

The garden view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Ward-Highlands Elementary School, Fort King Middle School, Vanguard High School — Ward-Highlands Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $155,000, now $150,000 — a $5K cut. The full history is in the market section below.

Listing courtesy of MOMENTUM REALTY - OCALA · Lynette Livingston. MLS #OM728602.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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