20692 NW 282ND STREET, OKEECHOBEE, FL, 34972
Active18 days on marketListed Jul 15, 2026MLS #OM728572
About this home
20692 NW 282ND STREET
Seller financing available with options designed to make your purchase simple. Enjoy quick approvals with no banks, no lengthy underwriting, no prepayment penalty and no credit checks. Whether you're looking to build, invest, or hold, this opportunity offers a streamlined path to ownership. Contact us today to learn more about our competitive seller financing terms and get started right away. Escape to the peace and privacy of Okeechobee with this 1.50-acre residential lot, offering the perfect blend of country living and modern convenience. With power available, this spacious homesite is an excellent opportunity to build your dream home, weekend retreat, or invest in one of Florida's growing rural communities. With no wetlands and no gopher tortoise burrows, providing added confidence for future development. Enjoy plenty of room for your custom home, outdoor living, and recreational vehicles while remaining just a short drive from Lake Okeechobee, shopping, dining, schools, and everyday amenities. Don't miss this rare opportunity to own a build-ready 1.50-acre property with outstanding potential.
Facts & features
The home at a glance
1.5 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$396 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$396/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Okeechobee
Get to know Okeechobee. See the full Okeechobee guide →
OKEECHOBEE 34972 — neighborhood snapshot
Population
19,185
Median age
38.7
Median income
$53,902
Median home value
$193,300
Avg household
2.76
Households w/ children
2,367
The numbers that matter
The Okeechobee market
$225K → $338K
Okeechobee median sold, yr/yr
93.2%
Sale-to-list ratio (12 mo)
Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% below the OKEECHOBEE 34972 median. See the full Okeechobee market guide →
Paper trail
This home's history
Reality check
What actually sold near 20692 NW 282ND STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$235,000
19033 NW 262ND STREET
3 bd · 2 ba · 1,493 sqft · $157/sqft · 8 DOM
Sold · Jun ’26$259,900
18990 NW 268TH STREET
3 bd · 2 ba · 1,493 sqft · $174/sqft · 7 DOM
Sold · Jan ’26$265,500
21122 NW 278TH STREET
3 bd · 2 ba · 1,493 sqft · $178/sqft · 82 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 20692 NW 282ND STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20692 NW 282ND STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
20692 NW 282ND STREET FAQs
What would the monthly payment be for 20692 NW 282ND STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $396/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 20692 NW 282ND STREET?+
The most recent tax bill on record (2025) was $483. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Okeechobee?+
At $31,000, this home is listed about 89% below the Okeechobee median of $279,950. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of UDI LLC · Asher Abadi. MLS #OM728572.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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