1628 SE 29TH TERRACE, OCALA, FL, 34471
Active8 days on marketListed Jul 16, 2026MLS #OM728563
About this home
1628 SE 29TH TERRACE
UPDATED PHOTOS COMING SOON!! Welcome to this spectacular Victorian-inspired residence, where timeless elegance, exceptional craftsmanship, and modern luxury come together to create a truly remarkable home. With five bedrooms and four full bathrooms, this expansive residence is both an entertainer's paradise and a haven for large families, offering an exceptional blend of elegance, versatility, and comfort. Beautifully renovated and thoughtfully updated, the home is defined by its grand proportions, refined interiors, and remarkable flexibility, making it equally well suited for luxurious everyday living, hosting memorable gatherings, or accommodating multigenerational living. Perfectly situated in a highly desirable location near the Frank DeLuca YMCA, Publix, parks, shopping, dining, and top-rated schools, this exceptional property offers the ideal balance of convenience and tranquility. From the moment you arrive, the charming wraparound porch overlooking a peaceful private pond creates a warm, inviting first impression and the perfect place to relax while enjoying Florida's natural beauty. Inside, soaring ceilings, abundant natural light, and timeless architectural details create an atmosphere of sophistication and warmth. Expansive living spaces flow effortlessly throughout the thoughtfully designed floor plan, providing an elegant backdrop for both grand entertaining and comfortable everyday living. The formal living and dining rooms exude classic charm, while the beautifully renovated kitchen serves as the heart of the home, featuring stone countertops, updated cabinetry, modern appliances, generous workspace, and ample room for casual dining and gathering. Designed with flexibility in mind, the home's exceptional layout includes spacious primary suites on both the main and upper levels, making it ideal for multigenerational living, extended guests, or those who simply appreciate a well-designed floor plan. Laundry rooms on both floors and dual staircases further enhance convenience while complementing the home's distinctive architectural character. Outdoor living is equally impressive. The private screened-in pool and expansive patio create a resort-like retreat for year-round enjoyment, whether hosting family and friends or relaxing in your own private oasis. A detached three-car garage, covered portico, and generous additional parking provide exceptional functionality while enhancing the property's overall appeal. Recent improvements, including a new roof, HVAC system, pool pump, and garage door opener motors, provide lasting value and peace of mind, allowing the next owner to enjoy this exceptional home from day one. Combining timeless Victorian-inspired architecture with elegant modern updates, expansive living spaces, and an outstanding location, this extraordinary residence is a rare offering. Spacious, refined, and impeccably maintained, it offers an exceptional blend of character, comfort, and long-term value. A truly spectacular home that must be experienced to be fully appreciated.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
3,489
Sqft
0.53 ac
Lot size
2
Garage
1998
Year built
Two
Levels
$215
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,488 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,488/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−20.3%
Days on market
8 vs 43 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34471 — neighborhood snapshot
Population
26,031
Median age
44.2
Median income
$60,283
Median home value
$292,200
Avg household
2.31
Households w/ children
2,491
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 150% above the OCALA 34471 median. See the full Ocala market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1628 SE 29TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1628 SE 29TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1628 SE 29TH TERRACE FAQs
What would the monthly payment be for 1628 SE 29TH TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,488/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1628 SE 29TH TERRACE?+
The most recent tax bill on record (2025) was $11,997. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $749,999, this home is listed about 151% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1628 SE 29TH TERRACE?+
Eighth Street Elementary School (elementary), Osceola Middle School (middle), Forest High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$749,999 runs 150% above the OCALA 34471 median — but at 3,489 sqft it's also nearly twice the size of the typical Ocala listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Eighth Street Elementary School, Osceola Middle School, Forest High School — Eighth Street Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of WATERMARK ESTATES INC · Amy Agricola. MLS #OM728563.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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