David Ramirez
$248,0003 bd2 ba1,648 sqft$150 /sqft$2,032 /mo all-in ↓

6014 SW 86TH LANE, OCALA, FL, 34476

Active7 days on marketListed Jul 17, 2026MLS #OM728382

Priced 14% below the OCALA 34476 medianSingle Family ResidenceMARION LNDG UN 03

About this home

6014 SW 86TH LANE

Welcome to your new chapter at Marion Landing – where worry-free living meets effortless style in an over-55 paradise. Tucked away on a quiet corner lot, this 3-bedroom, 2-bath, 2-car garage gem is move-in ready & waiting to impress. Step inside & feel the crisp, clean energy.No carpet anywhere – just gleaming surfaces and an open layout that welcomes you home. Soaring vaulted ceilings create an airy, spacious feel, while the separate dining room and cozy breakfast nook with a breakfast bar offer versatility for everything from holiday dinners to morning coffee. The kitchen is a chef’s delight with recently updated appliances and an abundance of cabinetry W/ pull-out slide-outs, a generous pantry, and extra storage that will make organization a breeze. You’ll never run out of room for your culinary treasures. Retreat to the master suite, your private sanctuary. The ensuite bathroom boasts tall countertops, a walk-in shower, and a luxurious jetted tub – perfect for unwinding after a long day. The walk-in closet is spacious enough for any wardrobe. The third bedroom features elegant double doors, making it ideal as a guest room, home office, or den – your choice. But the real showstopper? The enclosed Florida room – a bright, bug-free space to enjoy the sunshine year-round. Step outside to your own concrete patio, perfect for grilling, gardening, or simply soaking up the Florida breeze. Peace of mind is built in: a brand-new 2025 HVAC system & a 2021 roof mean you can move in with zero worries. And the LOW HOA is a dream come true – covering water, sewer, trash, plus access to a sparkling pool, an 8-lane bowling alley, shuffleboard courts, a fitness room, and more. Yes, bowling in your own community! Location? Flawless. You’re just minutes from shopping, medical centers, and all the amenities you need – yet this corner lot sits on a quiet street, offering tranquility and privacy. This is more than a home – it’s a lifestyle. Come see why Marion Landing is the over-55 community you’ve been searching for. Move-in ready and waiting for you to call it home. See the Interactive Virtual Tour! Ask about a $5000 concession at closing! or Call for your showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,648

Sqft

0.22 ac

Lot size

2

Garage

2003

Year built

One

Levels

$150

Per sqft

55+ community

Inside

FlooringCeramic Tile · Laminate · Vinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Exhaust Fan · Freezer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingElectric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorth
ExteriorIrrigation System · Private Entrance · Rain Gutters

Community & fees

HOA fee$200/mo
Taxes (2025)$1,234/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Golf Carts OK · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Fire Hydrant · Phone Available · Public · Sewer Connected
WaterPublic · See Remarks

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,032 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,460
FHA mortgage insurance (est.)$110
Property tax — 2025 actual bill$103
HOA fee — from the listing$200
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,680Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,680
Interest rate6.00%
Loan term

Estimated payment

$2,032/mo

Principal & interest$1,460
FHA mortgage insurance (est.)$110
Property taxes (actual bill)$103
HOA / condo fee$200
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $248K
$238KedgeAI estimate $256,925 · range $253K$266K$277K

vs edgeAI estimate

−3.5%

$/sqft vs Ocala actives

$150 vs $181

Days on market

7 vs 43 typical

Where $150/sqft sits among the 400 Ocala actives

124 · this home
165
67
14
3
27
$122–165$165–208$208–252$252–295$295–338$338+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Marion Landing

Map of 6014 SW 86TH LANE inside its neighborhood boundary

Get to know Ocala. See the full Ocala guide →

Marion Landing — neighborhood snapshot

Population

1,202

Median age

57

Median income

$64,741

Median home value

$227,900

Avg household

2

Households w/ children

149

For the school run

Marion County School District

MiddleLiberty Middle School★★★★★
ElementaryHammett Bowen Junior Elementary School★★★★★
HighWest Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

154 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 14% below the OCALA 34476 median. See the full Ocala market guide →

Paper trail

This home's history

Jul 17, 2026Listed at $248,000 · 7 days on market since
2003Built · MARION LNDG UN 03

Reality check

What actually sold near 6014 SW 86TH LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8481 SW 61ST TERRACE ROADSold · Sep ’25

$105,000

8481 SW 61ST TERRACE ROAD · same community

2 bd · 2 ba · 1,651 sqft · $64/sqft · 0 DOM

6035 SW 84TH STREETSold · Aug ’25

$205,000

6035 SW 84TH STREET · same community

3 bd · 2 ba · 1,657 sqft · $124/sqft · 112 DOM

6190 SW 84TH PLACESold · Feb ’26

$193,500

6190 SW 84TH PLACE · same community

2 bd · 2 ba · 1,616 sqft · $120/sqft · 216 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6014 SW 86TH LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6014 SW 86TH LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

6014 SW 86TH LANE FAQs

What would the monthly payment be for 6014 SW 86TH LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,032/mo — principal and interest, the actual property-tax bill, the $200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6014 SW 86TH LANE?+

The association fee works out to $200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6014 SW 86TH LANE?+

The most recent tax bill on record (2025) was $1,234. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6014 SW 86TH LANE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $248,000, this home is listed about 17% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6014 SW 86TH LANE?+

Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of UNLOCK REALTY GROUP INC · LouAnn Papp. MLS #OM728382.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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