
23608 NE 124TH PLACE ROAD, FORT MC COY, FL, 32134
Active28 days on marketListed Jul 12, 2026MLS #OM728346
About this home
23608 NE 124TH PLACE ROAD
Gorgeous Ranch-Style Home in Gated Lake Kerr(Ker South) Community 3 Bed | 2 Bath | 1 Acre Lot | Built 2003 | Access to Lake Kerr Welcome home to this beautiful ranch-style residence nestled in the desirable gated waterfront community of Ker South, just south of downtown Salt Springs. This charming neighborhood offers exclusive access to Lake Kerr with a private dock and boat ramp, and features large parcels (1–3+ acres) with only site-built homes, preserving the serene, private atmosphere of this nature-lover’s paradise. Set on a spacious 1-acre lot, this custom-built 2003 home by Jeff Penuel greets you with picturesque views of open country fields and timeless curb appeal. The home features full-length covered front and back porches—perfect for rocking chairs and peaceful morning coffee—and a durable metal roof for long-term protection. Inside, you’ll find a thoughtfully designed floor plan with cathedral ceilings, laminate and carpet flooring, and an open layout ideal for entertaining. The spacious primary suite includes a large en suite bath and ample closet space. The kitchen is a highlight, with custom wood cabinetry, extensive storage, laminate countertops, a breakfast bar, and all appliances included. Additional features include: 3 Bedrooms / 2 Bathrooms Open-Concept Living & Dining Vaulted Ceilings & Abundant Natural Light Laundry/Utility Room with Extra Storage Covered Front & Back Porches 1 Acre of Land with Room to Expand Gated Community with Lake Access, Boat Ramp & Dock Located in the heart of the Ocala National Forest, this property is minutes from the Salt Springs Recreation Area, known for its crystal-clear springs, boat launch, and family-friendly swimming. You’ll also enjoy miles of ATV, horseback, and hiking trails, and year-round fishing and hunting in the area’s lakes, rivers, and forest ponds. Just 10 minutes to downtown Salt Springs for grocery, gas, pharmacy, and restaurants. Only 30 minutes to Ocala or Palatka, and about 50 minutes to Gainesville. Lake Kerr is a pristine, spring-fed, 2,800-acre lake and the second-largest lake in Marion County. It connects to Little Lake Kerr (Lake Werner) and offers some of Central Florida’s best fishing—bass, bream, specks, catfish, and more. Its unique shoreline creates perfect conditions for watersports, tubing, kayaking, and boating, with scenic spots like Kaufman Island and a public ramp at Morehead Park. This is a rare opportunity to own a move-in-ready home with private lake access in a quiet, gated community surrounded by nature. Schedule your showing today and start living the Salt Springs lifestyle!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,674
Sqft
1.01 ac
Lot size
2003
Year built
One
Levels
$191
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,475 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,475/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Fort Mc Coy actives
$191 vs $206
Days on market
28 vs 50 typical
Where $191/sqft sits among the 58 Fort Mc Coy actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fort Mc Coy
Get to know Fort Mc Coy. See the full Fort Mc Coy guide →
FORT MC COY 32134 — neighborhood snapshot
Population
7,400
Median age
55
Median income
$46,429
Median home value
$145,500
Avg household
2.3
Households w/ children
570
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort Mc Coy market
$240K → $125K
Fort Mc Coy median sold, yr/yr
91.6%
Sale-to-list ratio (12 mo)
21 of 58
Fort Mc Coy actives have cut their price
Median sold price, Fort Mc Coy, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 482% above the FORT MC COY 32134 median. See the full Fort Mc Coy market guide →
Paper trail
This home's history
Reality check
What actually sold near 23608 NE 124TH PLACE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$295,000
24450 NE 127TH STREET
3 bd · 2 ba · 1,722 sqft · $171/sqft · 102 DOM
Sold · Feb ’26$135,000
24797 NE 135TH STREET
3 bd · 2 ba · 1,440 sqft · $94/sqft · 86 DOM
Sold · Apr ’26$131,000
13711 NE 247TH COURT
3 bd · 2 ba · 1,296 sqft · $101/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 23608 NE 124TH PLACE ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 23608 NE 124TH PLACE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
23608 NE 124TH PLACE ROAD FAQs
What would the monthly payment be for 23608 NE 124TH PLACE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,475/mo — principal and interest, the actual property-tax bill, the $67/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 23608 NE 124TH PLACE ROAD?+
The association fee works out to $67 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 23608 NE 124TH PLACE ROAD?+
The most recent tax bill on record (2025) was $2,681. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 23608 NE 124TH PLACE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fort Mc Coy?+
At $319,900, this home is listed about 80% above the Fort Mc Coy median of $178,000. The market section on this page shows how the area is trending.
Which schools are assigned to 23608 NE 124TH PLACE ROAD?+
Fort McCoy School (elementary), North Marion High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ROUNTREE REALTY CORP. · Duke Rountree. MLS #OM728346.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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