4328 CHOKEBERRY, MIDDLEBURG, FL, 32068
Active12 days on marketListed Jul 12, 2026MLS #OM728325
About this home
4328 CHOKEBERRY
HUGE PRICE REDUCTION! Bring Offers, Sellers are Motivated! Well-maintained 3/2 home built in 2017, offering a perfect blend of comfort and functionality with no HOA! The interior features lovely earthy tones that enhance the home’s warm and inviting atmosphere. You will appreciate the spacious layout, which includes a dedicated office space, perfect for remote work. The home also boasts a convenient inside laundry room complete with a sink and shelving for more storage, plus a large 2-car garage. Step outside to enjoy the welcoming front porch, or head to the backyard to entertain on the pool deck. The property is fully fenced for added privacy and pet safety. House is also equpped with a full house Generac Generator so you're never without power. For your storage needs, this home includes a substantial 20x26 metal building, along with a separate metal shed ideal for lawn equipment, tools, and more. Perfectly situated in a quiet neighborhood, you are just a short distance from local shopping, hospitals, and all essential amenities. This home is truly move-in ready and designed for relaxed living.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,649
Sqft
1.13 ac
Lot size
2
Garage
2017
Year built
One
Levels
$278
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,292 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,292/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Middleburg actives
$278 vs $178
Days on market
12 vs 24 typical
Where $278/sqft sits among the 10 Middleburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Middleburg
Get to know Middleburg. See the full Middleburg guide →
MIDDLEBURG 32068 — neighborhood snapshot
Population
58,196
Median age
38.2
Median income
$82,410
Median home value
$264,300
Avg household
2.81
Households w/ children
7,692
For the school run
Clay County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Middleburg market
$371K → $470K
Middleburg median sold, yr/yr
99.3%
Sale-to-list ratio (12 mo)
5 of 10
Middleburg actives have cut their price
Median sold price, Middleburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 66% above the MIDDLEBURG 32068 median. See the full Middleburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4328 CHOKEBERRY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$250,000
2873 CREEK STREET
3 bd · 2 ba · 1,776 sqft · $141/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4328 CHOKEBERRY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4328 CHOKEBERRY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4328 CHOKEBERRY FAQs
What would the monthly payment be for 4328 CHOKEBERRY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,292/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4328 CHOKEBERRY?+
The most recent tax bill on record (2025) was $2,722. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Middleburg?+
At $459,000, this home is listed about 61% above the Middleburg median of $285,072. The market section on this page shows how the area is trending.
Which schools are assigned to 4328 CHOKEBERRY?+
Coppergate Elementary School (elementary), Middleburg High School (high), Lake Asbury Junior High School (middle) — Clay County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$459,000 runs 66% above the MIDDLEBURG 32068 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Coppergate Elementary School, Middleburg High School, Lake Asbury Junior High School — Lake Asbury Junior High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $475,000, now $459,000 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Dee Tripp. MLS #OM728325.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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